Icd crtd cobalt hf MRI is1 df1 at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$61,935.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$122,644.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14,594.16 with Health Net vs $61,826.00 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid $14,594.16 ↓ -76%
Mercy Care Mercy Medicaid $14,594.16 ↓ -76%
Banner University Health Plan AZ Medicaid - AHCCCS $14,594.16 ↓ -76%
Health Choice Arizona, Inc. Medicaid $14,594.16 ↓ -76%
Arizona Physicians IPA Medicaid $14,594.16 ↓ -76%
Aetna Banner Employee Plans $24,957.24 ↓ -60%
Arizona Physicians IPA Medicare Advantage $25,141.20 ↓ -59%
Gila River Health Care Corporation Managed Care Program $25,141.20 ↓ -59%
United Healthcare UHC Medicare Advantage $25,141.20 ↓ -59%
UPMC Health Plan Medicare Advantage $25,141.20 ↓ -59%
Blue Cross Blue Shield of Arizona Medicare Advantage $25,141.20 ↓ -59%
Banner University Health Plan Medicare Advantage $25,141.20 ↓ -59%
Mercy Care Mercy Care Advantage $25,141.20 ↓ -59%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $25,141.20 ↓ -59%
Aetna Medicare Advantage $25,141.20 ↓ -59%
Banner Health Medicare Advantage $25,141.20 ↓ -59%
Health Choice Arizona, Inc. Medicare Advantage $25,141.20 ↓ -59%
Kaiser Foundation Health Plan Medicare Advantage $25,141.20 ↓ -59%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $25,141.20 ↓ -59%
TriWest Healthcare Alliance Corp - VA CCN Tricare $25,141.20 ↓ -59%
Health Net Medicare $25,141.20 ↓ -59%
Wellpoint Medicare Advantage HMO $25,141.20 ↓ -59%
Care 1st Medicare Advantage $25,141.20 ↓ -59%
Carelon Medicare Advantage $26,398.26 ↓ -57%
Humana Medicare Advantage $26,649.67 ↓ -57%
Plotkin Health Plotkin Health $27,594.00 ↓ -55%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $27,594.00 ↓ -55%
Gold Kidney Health Plan Medicare Advantage $27,655.32 ↓ -55%
Arizona Priority Care Medicare Advantage $27,655.32 ↓ -55%
Devoted Health Services Medicare Advantage $27,655.32 ↓ -55%
Aetna Joint Venture $32,499.60 ↓ -48%
Aetna Aetna Qualified Health Plan $34,216.56 ↓ -45%
Health Choice Arizona, Inc. ACA Health Plan $35,872.20 ↓ -42%
Health Net Commerical Exchange Product $37,208.98 ↓ -40%
Aetna Medical Rental $39,428.76 ↓ -36%
Aetna Broad Network $40,593.84 ↓ -34%
United Healthcare UHC Individual Exchange $41,084.40 ↓ -34%
Oscar Health Plan Commercial $41,482.98 ↓ -33%
Quiktrip Corporation Commercial $42,924.00 ↓ -31%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $46,369.50 ↓ -25%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $48,810.72 ↓ -21%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $49,460.80 ↓ -20%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $51,933.65 ↓ -16%
Provider Network of America Commercial $55,188.00 ↓ -11%
Arizona Medical Network Commercial $55,188.00 ↓ -11%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $59,052.00 ↓ -5%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $61,826.00 ↓ -0%
Blue Cross Blue Shield of Arizona Commercial $61,826.00 ↓ -0%

Visitor-reported prices

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Icd crtd cobalt hf MRI is1 df1 at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $44,407.43 $6,784.40 – $37,314.20
Banner University Medical Center Phoenix Phoenix $35,076.18 $12,264.00 – $45,990.00
Banner University Medical Center Tucson Tucson $36,057.34 $12,264.00 – $49,056.00
Banner University Medical Center South Tucson $34,585.61 $12,264.00 – $49,056.00
Banner Baywood Medical Center Mesa $33,359.17 $12,264.00 – $45,990.00
Banner Boswell Medical Center Sun City $30,170.42 $12,264.00 – $49,056.00
Banner Del Webb Medical Center Sun City West $31,887.44 $12,264.00 – $49,056.00
Banner Desert Medical Center Mesa $32,378.02 $12,264.00 – $45,990.00

All Arizona hospitals for this procedure →