Icd crtd cobalt hf MRI is1 df1 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$35,076.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$122,644.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12,264.00 with Aetna vs $59,907.00 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $12,264.00 ↓ -65%
Health Choice Arizona, Inc. Medicaid $13,735.68 ↓ -61%
Banner University Health Plan AZ Medicaid - AHCCCS $13,735.68 ↓ -61%
Arizona Physicians IPA Medicaid $13,735.68 ↓ -61%
Health Net Medicaid $13,735.68 ↓ -61%
Banner University Health Plan University Family Plan $13,735.68 ↓ -61%
Mercy Care Medicaid $13,735.68 ↓ -61%
Aetna Qualified Health Plan $13,797.00 ↓ -61%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $17,480.00 ↓ -50%
Health Choice Arizona, Inc. Medicare Advantage $18,396.00 ↓ -48%
Aetna Banner Employee Plans $20,603.52 ↓ -41%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $24,528.00 ↓ -30%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $27,594.00 ↓ -21%
Plotkin Health Plotkin Health $27,594.00 ↓ -21%
Aetna Joint Venture $27,961.92 ↓ -20%
Aetna Designated Group $29,678.88 ↓ -15%
United Healthcare UHC Doctor's Plan $29,740.20 ↓ -15%
Health Choice Arizona, Inc. ACA Health Plan $30,660.00 ↓ -13%
Oscar Health Plan Commercial $30,660.00 ↓ -13%
Health Net Medicare $30,660.00 ↓ -13%
United Healthcare UHC Core $31,089.24 ↓ -11%
Aetna Medical Rental $32,315.64 ↓ -8%
United Healthcare Commercial $32,744.88 ↓ -7%
Health Net Commerical Exchange Product $33,112.80 ↓ -6%
Quiktrip Corporation Commercial $33,112.80 ↓ -6%
Cigna Healthcare of Arizona, Inc. LocalFlex $33,603.36 ↓ -4%
Aetna Broad Network $34,952.40 ↓ -0%
Cigna Healthcare of Arizona, Inc. Commercial $35,136.36 ↑ +0%
Arizona Medical Network Commercial $42,924.00 ↑ +22%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $44,930.25 ↑ +28%
Provider Network of America Commercial $45,990.00 ↑ +31%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $47,925.60 ↑ +37%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $50,321.50 ↑ +43%
Blue Cross Blue Shield of Arizona Commercial $59,907.00 ↑ +71%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $59,907.00 ↑ +71%

Visitor-reported prices

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Icd crtd cobalt hf MRI is1 df1 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $33,604.46 $12,264.00 – $45,990.00
St. Joseph’s Hospital and Medical Center Phoenix $35,186.79 $2,483.32 – $17,738.00
Mercy Gilbert Medical Center Gilbert $44,407.43 $6,784.40 – $37,314.20
Banner University Medical Center Tucson Tucson $36,057.34 $12,264.00 – $49,056.00
Banner University Medical Center South Tucson $34,585.61 $12,264.00 – $49,056.00
Banner Baywood Medical Center Mesa $33,359.17 $12,264.00 – $45,990.00
Banner Boswell Medical Center Sun City $30,170.42 $12,264.00 – $49,056.00
Banner Del Webb Medical Center Sun City West $31,887.44 $12,264.00 – $49,056.00

All Arizona hospitals for this procedure →