Fluidotherapy charges pt at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$16.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$70.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.66 with Mercy Care vs $119.23 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Mercy Care Mercy Medicaid $16.66 ↑ +2%
Arizona Physicians IPA Medicaid $16.66 ↑ +2%
Health Net Medicaid $16.66 ↑ +2%
UPMC Health Plan Medicare Advantage $28.70 ↑ +76%
Arizona Physicians IPA Medicare Advantage $28.70 ↑ +76%
Gila River Health Care Corporation Managed Care Program $28.70 ↑ +76%
United Healthcare UHC Medicare Advantage $28.70 ↑ +76%
Blue Cross Blue Shield of Arizona Medicare Advantage $28.70 ↑ +76%
Banner University Health Plan Medicare Advantage $28.70 ↑ +76%
Mercy Care Mercy Care Advantage $28.70 ↑ +76%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $28.70 ↑ +76%
Aetna Medicare Advantage $28.70 ↑ +76%
Banner Health Medicare Advantage $28.70 ↑ +76%
Health Choice Arizona, Inc. Medicare Advantage $28.70 ↑ +76%
Kaiser Foundation Health Plan Medicare Advantage $28.70 ↑ +76%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $28.70 ↑ +76%
TriWest Healthcare Alliance Corp - VA CCN Tricare $28.70 ↑ +76%
Health Net Medicare $28.70 ↑ +76%
Wellpoint Medicare Advantage HMO $28.70 ↑ +76%
Care 1st Medicare Advantage $28.70 ↑ +76%
Carelon Medicare Advantage $30.14 ↑ +85%
Humana Medicare Advantage $30.42 ↑ +87%
Plotkin Health Plotkin Health $31.50 ↑ +93%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $31.50 ↑ +93%
Devoted Health Services Medicare Advantage $31.57 ↑ +94%
Arizona Priority Care Medicare Advantage $31.57 ↑ +94%
Gold Kidney Health Plan Medicare Advantage $31.57 ↑ +94%
Aetna Joint Venture $37.10 ↑ +127%
Aetna Aetna Qualified Health Plan $39.06 ↑ +139%
Health Choice Arizona, Inc. ACA Health Plan $40.95 ↑ +151%
Health Net Commerical Exchange Product $42.48 ↑ +160%
Aetna Medical Rental $45.01 ↑ +176%
Aetna Broad Network $46.34 ↑ +184%
United Healthcare UHC Individual Exchange $46.90 ↑ +188%
Oscar Health Plan Commercial $47.35 ↑ +190%
Quiktrip Corporation Commercial $49.00 ↑ +200%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $55.72 ↑ +242%
Provider Network of America Commercial $63.00 ↑ +286%
Arizona Medical Network Commercial $63.00 ↑ +286%
Aetna Banner Employee Plans $81.00 ↑ +397%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $89.42 ↑ +448%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $95.38 ↑ +485%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $100.15 ↑ +514%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $113.88 ↑ +598%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $119.23 ↑ +631%
Blue Cross Blue Shield of Arizona Commercial $119.23 ↑ +631%

Visitor-reported prices

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Fluidotherapy charges pt at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $18.35 $26.60 – $241.00
Banner Baywood Medical Center Mesa $11.97 $26.60 – $241.00
Banner Boswell Medical Center Sun City $21.28 $26.60 – $241.00
Banner Desert Medical Center Mesa $19.15 $26.60 – $241.00
Banner Ironwood Medical Center San Tan Valley $11.84 $26.60 – $241.00
Banner Estrella Medical Center Phoenix $14.36 $26.60 – $241.00
Banner Gateway Medical Center Gilbert $34.31 $26.60 – $241.00
Banner Goldfield Medical Center Apache Junction $27.00 $26.60 – $241.00

All Arizona hospitals for this procedure →