Fluidotherapy charges pt at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$14.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$133.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.60 with Aetna vs $265.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $26.60 ↑ +85%
Arizona Physicians IPA Medicaid $28.59 ↑ +99%
Health Net Medicaid $28.59 ↑ +99%
Mercy Care Mercy Medicaid $28.59 ↑ +99%
Aetna Qualified Health Plan $33.78 ↑ +135%
Health Choice Arizona, Inc. Medicare Advantage $39.90 ↑ +178%
Hospice of the Valley Medicare $46.55 ↑ +224%
Arizona Priority Care Medicare Advantage $53.20 ↑ +270%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $59.85 ↑ +317%
Plotkin Health Plotkin Health $59.85 ↑ +317%
Aetna Joint Venture $61.45 ↑ +328%
Aetna Designated Group $65.30 ↑ +355%
Health Choice Arizona, Inc. ACA Health Plan $66.50 ↑ +363%
Oscar Health Plan Commercial $66.50 ↑ +363%
Health Net Medicare $66.50 ↑ +363%
Aetna Medical Rental $70.09 ↑ +388%
Quiktrip Corporation Commercial $71.82 ↑ +400%
Health Net Commerical Exchange Product $71.82 ↑ +400%
Aetna Broad Network $76.74 ↑ +434%
Aetna Banner Employee Plans $81.00 ↑ +464%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $86.64 ↑ +503%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $86.64 ↑ +503%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $92.42 ↑ +544%
Arizona Medical Network Commercial $93.10 ↑ +548%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $97.04 ↑ +576%
Provider Network of America Commercial $99.75 ↑ +595%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $115.53 ↑ +705%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $115.53 ↑ +705%
Blue Cross Blue Shield of Arizona Commercial $115.53 ↑ +705%
Cigna Healthcare of Arizona, Inc. LocalFlex $203.00 ↑ +1314%
Cigna Healthcare of Arizona, Inc. Commercial $225.00 ↑ +1467%
United Healthcare UHC Doctor's Plan $241.00 ↑ +1578%
United Healthcare UHC Core $252.00 ↑ +1655%
United Healthcare Commercial $265.00 ↑ +1745%

Visitor-reported prices

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Fluidotherapy charges pt at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $18.35 $26.60 – $241.00
Banner Baywood Medical Center Mesa $11.97 $26.60 – $241.00
Banner Boswell Medical Center Sun City $21.28 $26.60 – $241.00
Banner Desert Medical Center Mesa $19.15 $26.60 – $241.00
Banner Ironwood Medical Center San Tan Valley $11.84 $26.60 – $241.00
Banner Gateway Medical Center Gilbert $34.31 $26.60 – $241.00
Banner Goldfield Medical Center Apache Junction $27.00 $26.60 – $241.00
Banner Heart Hospital Mesa $18.22 $23.67 – $241.00

All Arizona hospitals for this procedure →