Fetal non stress test at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$254.72

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$320.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$123.48 with Health Net vs $611.75 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid $123.48 ↓ -52%
Mercy Care Mercy Medicaid $123.48 ↓ -52%
Banner University Health Plan AZ Medicaid - AHCCCS $123.48 ↓ -52%
Health Choice Arizona, Inc. Medicaid $123.48 ↓ -52%
Arizona Physicians IPA Medicaid $123.48 ↓ -52%
Aetna Banner Employee Plans $130.24 ↓ -49%
Arizona Physicians IPA Medicare Advantage $131.20 ↓ -48%
Gila River Health Care Corporation Managed Care Program $131.20 ↓ -48%
United Healthcare UHC Medicare Advantage $131.20 ↓ -48%
UPMC Health Plan Medicare Advantage $131.20 ↓ -48%
Blue Cross Blue Shield of Arizona Medicare Advantage $131.20 ↓ -48%
Banner University Health Plan Medicare Advantage $131.20 ↓ -48%
Mercy Care Mercy Care Advantage $131.20 ↓ -48%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $131.20 ↓ -48%
Aetna Medicare Advantage $131.20 ↓ -48%
Banner Health Medicare Advantage $131.20 ↓ -48%
Health Choice Arizona, Inc. Medicare Advantage $131.20 ↓ -48%
Kaiser Foundation Health Plan Medicare Advantage $131.20 ↓ -48%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $131.20 ↓ -48%
TriWest Healthcare Alliance Corp - VA CCN Tricare $131.20 ↓ -48%
Health Net Medicare $131.20 ↓ -48%
Wellpoint Medicare Advantage HMO $131.20 ↓ -48%
Care 1st Medicare Advantage $131.20 ↓ -48%
Carelon Medicare Advantage $137.76 ↓ -46%
Humana Medicare Advantage $139.07 ↓ -45%
Plotkin Health Plotkin Health $144.00 ↓ -43%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $144.00 ↓ -43%
Gold Kidney Health Plan Medicare Advantage $144.32 ↓ -43%
Arizona Priority Care Medicare Advantage $144.32 ↓ -43%
Devoted Health Services Medicare Advantage $144.32 ↓ -43%
Aetna Joint Venture $169.60 ↓ -33%
Aetna Aetna Qualified Health Plan $178.56 ↓ -30%
Health Choice Arizona, Inc. ACA Health Plan $187.20 ↓ -27%
Health Net Commerical Exchange Product $194.18 ↓ -24%
Aetna Medical Rental $205.76 ↓ -19%
Aetna Broad Network $211.84 ↓ -17%
United Healthcare UHC Individual Exchange $214.40 ↓ -16%
Oscar Health Plan Commercial $216.48 ↓ -15%
Quiktrip Corporation Commercial $224.00 ↓ -12%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $254.72 ↑ +0%
Arizona Medical Network Commercial $288.00 ↑ +13%
Provider Network of America Commercial $288.00 ↑ +13%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $458.81 ↑ +80%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $489.40 ↑ +92%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $513.87 ↑ +102%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $584.30 ↑ +129%
Blue Cross Blue Shield of Arizona Commercial $611.75 ↑ +140%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $611.75 ↑ +140%

Visitor-reported prices

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Fetal non stress test at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $241.82 $50.81 – $756.91
Banner University Medical Center Phoenix Phoenix $559.02 $123.48 – $469.50
Banner University Medical Center Tucson Tucson $280.14 $123.48 – $365.60
Banner Casa Grande Medical Center Casa Grande $286.71 $123.48 – $469.50
Banner Del Webb Medical Center Sun City West $446.34 $123.48 – $500.80
Banner Desert Medical Center Mesa $523.34 $123.48 – $469.50
Banner Ironwood Medical Center San Tan Valley $426.93 $123.48 – $469.50
Banner Estrella Medical Center Phoenix $398.14 $123.48 – $469.50

All Arizona hospitals for this procedure →