Debridement (>20 cm) charge pt at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$30.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$53.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$21.57 with Aetna vs $326.12 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $21.57 ↓ -29%
Gila River Health Care Corporation Managed Care Program $21.73 ↓ -28%
Arizona Physicians IPA Medicare Advantage $21.73 ↓ -28%
United Healthcare UHC Medicare Advantage $21.73 ↓ -28%
UPMC Health Plan Medicare Advantage $21.73 ↓ -28%
Blue Cross Blue Shield of Arizona Medicare Advantage $21.73 ↓ -28%
Banner University Health Plan Medicare Advantage $21.73 ↓ -28%
Mercy Care Mercy Care Advantage $21.73 ↓ -28%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $21.73 ↓ -28%
Aetna Medicare Advantage $21.73 ↓ -28%
Banner Health Medicare Advantage $21.73 ↓ -28%
Health Choice Arizona, Inc. Medicare Advantage $21.73 ↓ -28%
Kaiser Foundation Health Plan Medicare Advantage $21.73 ↓ -28%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $21.73 ↓ -28%
TriWest Healthcare Alliance Corp - VA CCN Tricare $21.73 ↓ -28%
Health Net Medicare $21.73 ↓ -28%
Wellpoint Medicare Advantage HMO $21.73 ↓ -28%
Care 1st Medicare Advantage $21.73 ↓ -28%
Carelon Medicare Advantage $22.82 ↓ -25%
Humana Medicare Advantage $23.03 ↓ -24%
Plotkin Health Plotkin Health $23.85 ↓ -21%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $23.85 ↓ -21%
Gold Kidney Health Plan Medicare Advantage $23.90 ↓ -21%
Devoted Health Services Medicare Advantage $23.90 ↓ -21%
Arizona Priority Care Medicare Advantage $23.90 ↓ -21%
Aetna Joint Venture $28.09 ↓ -7%
Aetna Aetna Qualified Health Plan $29.57 ↓ -2%
Health Choice Arizona, Inc. ACA Health Plan $31.00 ↑ +2%
Health Net Commerical Exchange Product $32.16 ↑ +6%
Aetna Medical Rental $34.08 ↑ +13%
Aetna Broad Network $35.09 ↑ +16%
United Healthcare UHC Individual Exchange $35.51 ↑ +17%
Oscar Health Plan Commercial $35.85 ↑ +18%
Quiktrip Corporation Commercial $37.10 ↑ +23%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $42.19 ↑ +39%
Arizona Medical Network Commercial $47.70 ↑ +58%
Provider Network of America Commercial $47.70 ↑ +58%
Mercy Care Mercy Medicaid $103.14 ↑ +241%
Arizona Physicians IPA Medicaid $103.14 ↑ +241%
Health Choice Arizona, Inc. Medicaid $103.14 ↑ +241%
Banner University Health Plan AZ Medicaid - AHCCCS $103.14 ↑ +241%
Health Net Medicaid $103.14 ↑ +241%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $244.59 ↑ +708%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $260.89 ↑ +762%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $273.94 ↑ +805%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $311.48 ↑ +929%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $326.12 ↑ +978%
Blue Cross Blue Shield of Arizona Commercial $326.12 ↑ +978%

Visitor-reported prices

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Debridement (>20 cm) charge pt at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $164.33 $25.75 – $514.36
Banner University Medical Center Phoenix Phoenix $136.23 $52.60 – $197.25
Banner University Medical Center Tucson Tucson $56.22 $41.80 – $268.00
Banner University Medical Center South Tucson $37.20 $41.80 – $268.00
Banner Baywood Medical Center Mesa $100.99 $52.60 – $237.00
Banner Boswell Medical Center Sun City $63.43 $52.60 – $210.40
Banner Casa Grande Medical Center Casa Grande $118.35 $52.60 – $197.25
Banner Desert Medical Center Mesa $37.87 $52.60 – $241.00

All Arizona hospitals for this procedure →