Debridement (>20 cm) charge pt at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$136.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$263.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.60 with Aetna vs $315.99 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $52.60 ↓ -61%
Aetna Qualified Health Plan $59.17 ↓ -57%
Health Choice Arizona, Inc. Medicare Advantage $78.90 ↓ -42%
Aetna Banner Employee Plans $88.37 ↓ -35%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $92.20 ↓ -32%
Banner University Health Plan AZ Medicaid - AHCCCS $103.14 ↓ -24%
Health Choice Arizona, Inc. Medicaid $103.14 ↓ -24%
Arizona Physicians IPA Medicaid $103.14 ↓ -24%
Health Net Medicaid $103.14 ↓ -24%
Mercy Care Medicaid $103.14 ↓ -24%
Banner University Health Plan University Family Plan $103.14 ↓ -24%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $105.20 ↓ -23%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $118.35 ↓ -13%
Plotkin Health Plotkin Health $118.35 ↓ -13%
Aetna Joint Venture $121.51 ↓ -11%
United Healthcare UHC Doctor's Plan $127.56 ↓ -6%
Aetna Designated Group $129.13 ↓ -5%
Health Choice Arizona, Inc. ACA Health Plan $131.50 ↓ -3%
Oscar Health Plan Commercial $131.50 ↓ -3%
Health Net Medicare $131.50 ↓ -3%
United Healthcare UHC Core $133.34 ↓ -2%
Aetna Medical Rental $138.60 ↑ +2%
United Healthcare Commercial $140.44 ↑ +3%
Health Net Commerical Exchange Product $142.02 ↑ +4%
Quiktrip Corporation Commercial $142.02 ↑ +4%
Aetna Broad Network $151.75 ↑ +11%
Cigna Healthcare of Arizona, Inc. LocalFlex $172.79 ↑ +27%
Cigna Healthcare of Arizona, Inc. Commercial $180.68 ↑ +33%
Arizona Medical Network Commercial $184.10 ↑ +35%
Provider Network of America Commercial $197.25 ↑ +45%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $237.00 ↑ +74%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $252.79 ↑ +86%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $265.43 ↑ +95%
Blue Cross Blue Shield of Arizona Commercial $315.99 ↑ +132%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $315.99 ↑ +132%

Visitor-reported prices

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Debridement (>20 cm) charge pt at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix $163.97 $25.75 – $584.98
St. Joseph’s Hospital and Medical Center Phoenix $280.77 $25.75 – $580.65
Banner Estrella Medical Center Phoenix not published $103.14 – $237.00
Mercy Gilbert Medical Center Gilbert $164.33 $25.75 – $514.36
Banner University Medical Center Tucson Tucson $56.22 $41.80 – $268.00
Banner University Medical Center South Tucson $37.20 $41.80 – $268.00
Banner Baywood Medical Center Mesa $100.99 $52.60 – $237.00
Banner Boswell Medical Center Sun City $63.43 $52.60 – $210.40

All Arizona hospitals for this procedure →