Chromosome analysis 15-20 cell count at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$265.47

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$532.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$125.49 with Banner University Health Plan vs $672.28 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $125.49 ↓ -53%
Arizona Physicians IPA Medicaid $125.49 ↓ -53%
Health Net Medicaid $125.49 ↓ -53%
Health Choice Arizona, Inc. Medicaid $125.49 ↓ -53%
Mercy Care Mercy Medicaid $125.49 ↓ -53%
Aetna Banner Employee Plans $153.44 ↓ -42%
Banner Health Medicare Advantage $154.57 ↓ -42%
Banner University Health Plan Medicare Advantage $154.57 ↓ -42%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $154.57 ↓ -42%
TriWest Healthcare Alliance Corp - VA CCN Tricare $154.57 ↓ -42%
Health Net Medicare $154.57 ↓ -42%
Wellpoint Medicare Advantage HMO $154.57 ↓ -42%
UPMC Health Plan Medicare Advantage $154.57 ↓ -42%
Aetna Medicare Advantage $154.57 ↓ -42%
United Healthcare UHC Medicare Advantage $154.57 ↓ -42%
Arizona Physicians IPA Medicare Advantage $154.57 ↓ -42%
Mercy Care Mercy Care Advantage $154.57 ↓ -42%
Blue Cross Blue Shield of Arizona Medicare Advantage $154.57 ↓ -42%
Care 1st Medicare Advantage $154.57 ↓ -42%
Kaiser Foundation Health Plan Medicare Advantage $154.57 ↓ -42%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $154.57 ↓ -42%
Gila River Health Care Corporation Managed Care Program $154.57 ↓ -42%
Health Choice Arizona, Inc. Medicare Advantage $154.57 ↓ -42%
Carelon Medicare Advantage $162.30 ↓ -39%
Humana Medicare Advantage $163.84 ↓ -38%
Plotkin Health Plotkin Health $169.65 ↓ -36%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $169.65 ↓ -36%
Arizona Priority Care Medicare Advantage $170.03 ↓ -36%
Devoted Health Services Medicare Advantage $170.03 ↓ -36%
Gold Kidney Health Plan Medicare Advantage $170.03 ↓ -36%
Aetna Joint Venture $199.81 ↓ -25%
Aetna Aetna Qualified Health Plan $210.37 ↓ -21%
Health Choice Arizona, Inc. ACA Health Plan $220.54 ↓ -17%
Health Net Commerical Exchange Product $228.76 ↓ -14%
Aetna Medical Rental $242.41 ↓ -9%
Aetna Broad Network $249.57 ↓ -6%
United Healthcare UHC Individual Exchange $252.59 ↓ -5%
Oscar Health Plan Commercial $255.04 ↓ -4%
Quiktrip Corporation Commercial $263.90 ↓ -1%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $300.09 ↑ +13%
Arizona Medical Network Commercial $339.30 ↑ +28%
Provider Network of America Commercial $339.30 ↑ +28%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $504.21 ↑ +90%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $537.82 ↑ +103%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $564.71 ↑ +113%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $642.11 ↑ +142%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $672.28 ↑ +153%
Blue Cross Blue Shield of Arizona Commercial $672.28 ↑ +153%

Visitor-reported prices

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Chromosome analysis 15-20 cell count at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $317.84 $70.28 – $386.51
Banner University Medical Center Phoenix Phoenix $149.44 $125.49 – $399.00
Banner University Medical Center Tucson Tucson $130.34 $125.49 – $412.00
Banner University Medical Center South Tucson $125.55 $125.49 – $412.00
Banner Baywood Medical Center Mesa $128.86 $125.49 – $399.00
Banner Boswell Medical Center Sun City $130.68 $125.49 – $425.60
Banner Casa Grande Medical Center Casa Grande $108.90 $125.49 – $399.00
Banner Del Webb Medical Center Sun City West $124.63 $125.49 – $425.60

All Arizona hospitals for this procedure →