Chromosome analysis 15-20 cell count at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$149.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$605.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$125.49 with Wellpoint vs $651.41 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $125.49 ↓ -16%
Aetna Medicare Advantage $125.49 ↓ -16%
Arizona Physicians IPA Medicaid $125.49 ↓ -16%
Arizona Physicians IPA Medicare Advantage $125.49 ↓ -16%
Banner Health Medicare Advantage $125.49 ↓ -16%
Banner University Health Plan AZ Medicaid - AHCCCS $125.49 ↓ -16%
Banner University Health Plan Medicare Advantage $125.49 ↓ -16%
Banner University Health Plan University Care Advantage $125.49 ↓ -16%
Banner University Health Plan University Family Plan $125.49 ↓ -16%
Blue Cross Blue Shield of Arizona Medicare Advantage $125.49 ↓ -16%
Care 1st Medicare Advantage $125.49 ↓ -16%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $125.49 ↓ -16%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $125.49 ↓ -16%
Gila River Health Care Corporation Managed Care Program $125.49 ↓ -16%
Health Choice Arizona, Inc. Medicaid $125.49 ↓ -16%
Health Choice Arizona, Inc. Medicare Advantage $125.49 ↓ -16%
Health Net Medicaid $125.49 ↓ -16%
Health Net Medicare $125.49 ↓ -16%
Kaiser Foundation Health Plan Medicare Advantage $125.49 ↓ -16%
Mercy Care Medicaid $125.49 ↓ -16%
Mercy Care Mercy Care Advantage $125.49 ↓ -16%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $125.49 ↓ -16%
United Healthcare Medicare Advantage $125.49 ↓ -16%
UPMC Health Plan Medicare Advantage $125.49 ↓ -16%
Humana Medicare Advantage $129.25 ↓ -14%
Devoted Health Services Medicare Advantage $131.76 ↓ -12%
Carelon Medicare Advantage $131.76 ↓ -12%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $138.04 ↓ -8%
Gold Kidney Health Plan Medicare Advantage $138.04 ↓ -8%
NaphCare Federal $169.41 ↑ +13%
Aetna Qualified Health Plan $170.67 ↑ +14%
United Healthcare Individual Exchange $175.69 ↑ +18%
Aetna Banner Employee Plans $178.75 ↑ +20%
Health Net Commerical Exchange Product $185.73 ↑ +24%
Health Choice Arizona, Inc. ACA Health Plan $188.24 ↑ +26%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $190.07 ↑ +27%
Oscar Health Plan Commercial $207.06 ↑ +39%
Cigna Healthcare of Arizona, Inc. LocalFlex $220.24 ↑ +47%
United Healthcare UHC Doctor's Plan $232.11 ↑ +55%
Plotkin Health Plotkin Health $239.40 ↑ +60%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $239.40 ↑ +60%
Cigna Healthcare of Arizona, Inc. Commercial $244.71 ↑ +64%
United Healthcare UHC Core $256.61 ↑ +72%
Aetna Medical Rental $280.36 ↑ +88%
United Healthcare Commercial $282.36 ↑ +89%
Quiktrip Corporation Commercial $287.28 ↑ +92%
Arizona Medical Network Commercial $372.40 ↑ +149%
Provider Network of America Commercial $399.00 ↑ +167%
Aetna Joint Venture $421.40 ↑ +182%
Aetna Designated Group $447.75 ↑ +200%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $488.56 ↑ +227%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $521.13 ↑ +249%
Aetna Broad Network $526.81 ↑ +253%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $547.18 ↑ +266%
Blue Cross Blue Shield of Arizona Commercial $651.41 ↑ +336%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $651.41 ↑ +336%

Visitor-reported prices

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Chromosome analysis 15-20 cell count at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $134.31 $125.49 – $399.00
Arizona General Hospital Laveen Phoenix $258.55 $75.29 – $610.71
St. Joseph’s Hospital and Medical Center Phoenix $378.95 $52.71 – $396.58
Mercy Gilbert Medical Center Gilbert $317.84 $70.28 – $386.51
Banner University Medical Center Tucson Tucson $130.34 $125.49 – $412.00
Banner University Medical Center South Tucson $125.55 $125.49 – $412.00
Banner Baywood Medical Center Mesa $128.86 $125.49 – $399.00
Banner Boswell Medical Center Sun City $130.68 $125.49 – $425.60

All Arizona hospitals for this procedure →