Bx skin punch ea sep/ addl les at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$71.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$125.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$29.75 with Banner University Health Plan vs $200.71 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $29.75 ↓ -58%
Arizona Physicians IPA Medicaid $29.75 ↓ -58%
Health Net Medicaid $29.75 ↓ -58%
Health Choice Arizona, Inc. Medicaid $29.75 ↓ -58%
Mercy Care Mercy Medicaid $29.75 ↓ -58%
Aetna Banner Employee Plans $50.88 ↓ -29%
Banner Health Medicare Advantage $51.25 ↓ -28%
Banner University Health Plan Medicare Advantage $51.25 ↓ -28%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $51.25 ↓ -28%
TriWest Healthcare Alliance Corp - VA CCN Tricare $51.25 ↓ -28%
Health Net Medicare $51.25 ↓ -28%
Wellpoint Medicare Advantage HMO $51.25 ↓ -28%
UPMC Health Plan Medicare Advantage $51.25 ↓ -28%
Aetna Medicare Advantage $51.25 ↓ -28%
United Healthcare UHC Medicare Advantage $51.25 ↓ -28%
Arizona Physicians IPA Medicare Advantage $51.25 ↓ -28%
Mercy Care Mercy Care Advantage $51.25 ↓ -28%
Blue Cross Blue Shield of Arizona Medicare Advantage $51.25 ↓ -28%
Care 1st Medicare Advantage $51.25 ↓ -28%
Kaiser Foundation Health Plan Medicare Advantage $51.25 ↓ -28%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $51.25 ↓ -28%
Gila River Health Care Corporation Managed Care Program $51.25 ↓ -28%
Health Choice Arizona, Inc. Medicare Advantage $51.25 ↓ -28%
Carelon Medicare Advantage $53.81 ↓ -25%
Humana Medicare Advantage $54.33 ↓ -24%
Plotkin Health Plotkin Health $56.25 ↓ -21%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $56.25 ↓ -21%
Arizona Priority Care Medicare Advantage $56.38 ↓ -21%
Devoted Health Services Medicare Advantage $56.38 ↓ -21%
Gold Kidney Health Plan Medicare Advantage $56.38 ↓ -21%
Aetna Joint Venture $66.25 ↓ -7%
Aetna Aetna Qualified Health Plan $69.75 ↓ -2%
Health Choice Arizona, Inc. ACA Health Plan $73.12 ↑ +2%
Health Net Commerical Exchange Product $75.85 ↑ +6%
Aetna Medical Rental $80.38 ↑ +13%
Aetna Broad Network $82.75 ↑ +16%
United Healthcare UHC Individual Exchange $83.75 ↑ +17%
Oscar Health Plan Commercial $84.56 ↑ +18%
Quiktrip Corporation Commercial $87.50 ↑ +23%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $99.50 ↑ +39%
Arizona Medical Network Commercial $112.50 ↑ +58%
Provider Network of America Commercial $112.50 ↑ +58%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $150.53 ↑ +111%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $160.57 ↑ +125%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $168.59 ↑ +136%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $191.70 ↑ +169%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $200.71 ↑ +181%
Blue Cross Blue Shield of Arizona Commercial $200.71 ↑ +181%

Visitor-reported prices

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Bx skin punch ea sep/ addl les at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $123.28 $47.60 – $178.50
Banner University Medical Center Tucson Tucson $47.20 $45.60 – $182.40
Banner Baywood Medical Center Mesa $91.39 $47.60 – $178.50
Banner Boswell Medical Center Sun City $57.40 $47.60 – $190.40
Banner Casa Grande Medical Center Casa Grande $107.10 $47.60 – $178.50
Banner Gateway Medical Center Gilbert $73.07 $47.60 – $2,114.00
Banner Heart Hospital Mesa $67.35 $42.36 – $4,018.00
Banner Page Hospital Page $32.50 $16.42 – $65.55

All Arizona hospitals for this procedure →