Bx skin punch ea sep/ addl les at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$123.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$238.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.60 with Aetna vs $194.48 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $47.60 ↓ -61%
Mercy Care Medicaid $53.31 ↓ -57%
Health Net Medicaid $53.31 ↓ -57%
Health Choice Arizona, Inc. Medicaid $53.31 ↓ -57%
Banner University Health Plan University Family Plan $53.31 ↓ -57%
Arizona Physicians IPA Medicaid $53.31 ↓ -57%
Banner University Health Plan AZ Medicaid - AHCCCS $53.31 ↓ -57%
Aetna Qualified Health Plan $53.55 ↓ -57%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $56.75 ↓ -54%
Health Choice Arizona, Inc. Medicare Advantage $71.40 ↓ -42%
Aetna Banner Employee Plans $79.97 ↓ -35%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $95.20 ↓ -23%
Plotkin Health Plotkin Health $107.10 ↓ -13%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $107.10 ↓ -13%
Aetna Joint Venture $109.96 ↓ -11%
United Healthcare UHC Doctor's Plan $115.43 ↓ -6%
Aetna Designated Group $116.86 ↓ -5%
Oscar Health Plan Commercial $119.00 ↓ -3%
Health Net Medicare $119.00 ↓ -3%
Health Choice Arizona, Inc. ACA Health Plan $119.00 ↓ -3%
United Healthcare UHC Core $120.67 ↓ -2%
Aetna Medical Rental $125.43 ↑ +2%
United Healthcare Commercial $127.09 ↑ +3%
Health Net Commerical Exchange Product $128.52 ↑ +4%
Quiktrip Corporation Commercial $128.52 ↑ +4%
Aetna Broad Network $137.33 ↑ +11%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $145.86 ↑ +18%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $155.58 ↑ +26%
Cigna Healthcare of Arizona, Inc. LocalFlex $156.37 ↑ +27%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $163.36 ↑ +33%
Cigna Healthcare of Arizona, Inc. Commercial $163.51 ↑ +33%
Arizona Medical Network Commercial $166.60 ↑ +35%
Provider Network of America Commercial $178.50 ↑ +45%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $194.48 ↑ +58%
Blue Cross Blue Shield of Arizona Commercial $194.48 ↑ +58%

Visitor-reported prices

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Bx skin punch ea sep/ addl les at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $139.43 $26.46 – $288.35
Arizona General Hospital Laveen Phoenix not published $26.46 – $91.47
Banner University Medical Center Tucson Tucson $47.20 $45.60 – $182.40
Banner Baywood Medical Center Mesa $91.39 $47.60 – $178.50
Banner Boswell Medical Center Sun City $57.40 $47.60 – $190.40
Banner Casa Grande Medical Center Casa Grande $107.10 $47.60 – $178.50
Banner Gateway Medical Center Gilbert $73.07 $47.60 – $2,114.00
Banner Heart Hospital Mesa $67.35 $42.36 – $4,018.00

All Arizona hospitals for this procedure →