Bundled special stain group 2 at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$137.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$275.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.53 with Banner University Health Plan vs $317.13 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $24.53 ↓ -82%
Arizona Physicians IPA Medicaid $24.53 ↓ -82%
Health Net Medicaid $24.53 ↓ -82%
Health Choice Arizona, Inc. Medicaid $24.53 ↓ -82%
Mercy Care Mercy Medicaid $24.53 ↓ -82%
Aetna Banner Employee Plans $111.92 ↓ -19%
Banner Health Medicare Advantage $112.75 ↓ -18%
Banner University Health Plan Medicare Advantage $112.75 ↓ -18%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $112.75 ↓ -18%
TriWest Healthcare Alliance Corp - VA CCN Tricare $112.75 ↓ -18%
Health Net Medicare $112.75 ↓ -18%
Wellpoint Medicare Advantage HMO $112.75 ↓ -18%
UPMC Health Plan Medicare Advantage $112.75 ↓ -18%
Aetna Medicare Advantage $112.75 ↓ -18%
United Healthcare UHC Medicare Advantage $112.75 ↓ -18%
Arizona Physicians IPA Medicare Advantage $112.75 ↓ -18%
Mercy Care Mercy Care Advantage $112.75 ↓ -18%
Blue Cross Blue Shield of Arizona Medicare Advantage $112.75 ↓ -18%
Care 1st Medicare Advantage $112.75 ↓ -18%
Kaiser Foundation Health Plan Medicare Advantage $112.75 ↓ -18%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $112.75 ↓ -18%
Gila River Health Care Corporation Managed Care Program $112.75 ↓ -18%
Health Choice Arizona, Inc. Medicare Advantage $112.75 ↓ -18%
Carelon Medicare Advantage $118.39 ↓ -14%
Humana Medicare Advantage $119.52 ↓ -13%
Plotkin Health Plotkin Health $123.75 ↓ -10%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $123.75 ↓ -10%
Arizona Priority Care Medicare Advantage $124.03 ↓ -10%
Devoted Health Services Medicare Advantage $124.03 ↓ -10%
Gold Kidney Health Plan Medicare Advantage $124.03 ↓ -10%
Aetna Joint Venture $145.75 ↑ +6%
Aetna Aetna Qualified Health Plan $153.45 ↑ +11%
Health Choice Arizona, Inc. ACA Health Plan $160.88 ↑ +17%
Health Net Commerical Exchange Product $166.87 ↑ +21%
Aetna Medical Rental $176.82 ↑ +28%
Aetna Broad Network $182.05 ↑ +32%
United Healthcare UHC Individual Exchange $184.25 ↑ +34%
Oscar Health Plan Commercial $186.04 ↑ +35%
Quiktrip Corporation Commercial $192.50 ↑ +40%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $218.90 ↑ +59%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $237.85 ↑ +73%
Provider Network of America Commercial $247.50 ↑ +80%
Arizona Medical Network Commercial $247.50 ↑ +80%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $253.71 ↑ +84%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $266.39 ↑ +93%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $302.91 ↑ +120%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $317.13 ↑ +130%
Blue Cross Blue Shield of Arizona Commercial $317.13 ↑ +130%

Visitor-reported prices

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Bundled special stain group 2 at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $461.73 $69.94 – $423.50
Banner University Medical Center Phoenix Phoenix $85.90 $24.53 – $226.68
Banner University Medical Center Tucson Tucson $72.88 $24.53 – $226.68
Banner University Medical Center South Tucson $77.28 $24.53 – $226.68
Banner Baywood Medical Center Mesa $67.98 $24.53 – $226.68
Banner Boswell Medical Center Sun City $67.67 $24.53 – $226.68
Banner Casa Grande Medical Center Casa Grande $70.76 $24.53 – $206.25
Banner Del Webb Medical Center Sun City West $69.53 $24.53 – $226.68

All Arizona hospitals for this procedure →