Bundled special stain group 2 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$85.90

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$309.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.53 with Mercy Care vs $330.26 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Mercy Care Medicaid $24.53 ↓ -71%
Health Net Medicaid $24.53 ↓ -71%
Health Choice Arizona, Inc. Medicaid $24.53 ↓ -71%
Banner University Health Plan University Family Plan $24.53 ↓ -71%
Arizona Physicians IPA Medicaid $24.53 ↓ -71%
Banner University Health Plan AZ Medicaid - AHCCCS $24.53 ↓ -71%
United Healthcare UHC Doctor's Plan $62.59 ↓ -27%
United Healthcare UHC Core $70.70 ↓ -18%
United Healthcare Commercial $76.14 ↓ -11%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $89.66 ↑ +4%
Aetna Banner Employee Plans $92.40 ↑ +8%
Cigna Healthcare of Arizona, Inc. LocalFlex $119.77 ↑ +39%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $123.75 ↑ +44%
Plotkin Health Plotkin Health $123.75 ↑ +44%
Cigna Healthcare of Arizona, Inc. Commercial $133.08 ↑ +55%
Wellpoint Medicare Advantage HMO $137.38 ↑ +60%
Aetna Medicare Advantage $137.38 ↑ +60%
Arizona Physicians IPA Medicare Advantage $137.38 ↑ +60%
Banner Health Medicare Advantage $137.38 ↑ +60%
Banner University Health Plan Medicare Advantage $137.38 ↑ +60%
Banner University Health Plan University Care Advantage $137.38 ↑ +60%
Blue Cross Blue Shield of Arizona Medicare Advantage $137.38 ↑ +60%
Care 1st Medicare Advantage $137.38 ↑ +60%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $137.38 ↑ +60%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $137.38 ↑ +60%
Gila River Health Care Corporation Managed Care Program $137.38 ↑ +60%
Health Choice Arizona, Inc. Medicare Advantage $137.38 ↑ +60%
Health Net Medicare $137.38 ↑ +60%
Kaiser Foundation Health Plan Medicare Advantage $137.38 ↑ +60%
Mercy Care Mercy Care Advantage $137.38 ↑ +60%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $137.38 ↑ +60%
United Healthcare Medicare Advantage $137.38 ↑ +60%
UPMC Health Plan Medicare Advantage $137.38 ↑ +60%
Humana Medicare Advantage $141.50 ↑ +65%
Carelon Medicare Advantage $144.25 ↑ +68%
Devoted Health Services Medicare Advantage $144.25 ↑ +68%
Aetna Medical Rental $144.93 ↑ +69%
Quiktrip Corporation Commercial $148.50 ↑ +73%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $151.12 ↑ +76%
Gold Kidney Health Plan Medicare Advantage $151.12 ↑ +76%
NaphCare Federal $185.46 ↑ +116%
Aetna Qualified Health Plan $186.84 ↑ +118%
United Healthcare Individual Exchange $192.33 ↑ +124%
Arizona Medical Network Commercial $192.50 ↑ +124%
Health Net Commerical Exchange Product $203.32 ↑ +137%
Health Choice Arizona, Inc. ACA Health Plan $206.07 ↑ +140%
Provider Network of America Commercial $206.25 ↑ +140%
Oscar Health Plan Commercial $226.68 ↑ +164%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $230.47 ↑ +168%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $245.83 ↑ +186%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $258.12 ↑ +200%
Aetna Joint Venture $264.17 ↑ +208%
Aetna Designated Group $280.69 ↑ +227%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $307.29 ↑ +258%
Blue Cross Blue Shield of Arizona Commercial $307.29 ↑ +258%
Aetna Broad Network $330.26 ↑ +284%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Bundled special stain group 2 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $76.32 $24.53 – $226.68
Arizona General Hospital Laveen Phoenix $81.99 $34.96 – $325.00
St. Joseph’s Hospital and Medical Center Phoenix $294.91 $24.48 – $180.91
Mercy Gilbert Medical Center Gilbert $461.73 $69.94 – $423.50
Banner University Medical Center Tucson Tucson $72.88 $24.53 – $226.68
Banner University Medical Center South Tucson $77.28 $24.53 – $226.68
Banner Baywood Medical Center Mesa $67.98 $24.53 – $226.68
Banner Boswell Medical Center Sun City $67.67 $24.53 – $226.68

All Arizona hospitals for this procedure →