Allograft epieffect 2x3cm-q4186-cost per sq cm at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$438.09

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$867.50

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$59.53 with Arizona Physicians IPA vs $1,131.29 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicaid $59.53 ↓ -86%
Aetna Banner Employee Plans $168.13 ↓ -62%
Wellpoint Medicare Advantage HMO $169.37 ↓ -61%
Aetna Medicare Advantage $169.37 ↓ -61%
Arizona Physicians IPA Medicare Advantage $169.37 ↓ -61%
Banner Health Medicare Advantage $169.37 ↓ -61%
Banner University Health Plan Medicare Advantage $169.37 ↓ -61%
Blue Cross Blue Shield of Arizona Medicare Advantage $169.37 ↓ -61%
Care 1st Medicare Advantage $169.37 ↓ -61%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $169.37 ↓ -61%
Gila River Health Care Corporation Managed Care Program $169.37 ↓ -61%
Health Choice Arizona, Inc. Medicare Advantage $169.37 ↓ -61%
Health Net Medicare $169.37 ↓ -61%
Kaiser Foundation Health Plan Medicare Advantage $169.37 ↓ -61%
Mercy Care Mercy Care Advantage $169.37 ↓ -61%
TriWest Healthcare Alliance Corp - VA CCN Tricare $169.37 ↓ -61%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $169.37 ↓ -61%
United Healthcare UHC Medicare Advantage $169.37 ↓ -61%
UPMC Health Plan Medicare Advantage $169.37 ↓ -61%
Carelon Medicare Advantage $177.84 ↓ -59%
Humana Medicare Advantage $179.53 ↓ -59%
Plotkin Health Plotkin Health $185.90 ↓ -58%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $185.90 ↓ -58%
Arizona Priority Care Medicare Advantage $186.31 ↓ -57%
Devoted Health Services Medicare Advantage $186.31 ↓ -57%
Gold Kidney Health Plan Medicare Advantage $186.31 ↓ -57%
Aetna Joint Venture $218.94 ↓ -50%
Aetna Aetna Qualified Health Plan $230.51 ↓ -47%
Health Choice Arizona, Inc. ACA Health Plan $241.66 ↓ -45%
Health Net Commerical Exchange Product $250.67 ↓ -43%
Aetna Medical Rental $265.62 ↓ -39%
Aetna Broad Network $273.47 ↓ -38%
United Healthcare UHC Individual Exchange $276.78 ↓ -37%
Oscar Health Plan Commercial $279.46 ↓ -36%
Quiktrip Corporation Commercial $289.17 ↓ -34%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $328.83 ↓ -25%
Arizona Medical Network Commercial $371.79 ↓ -15%
Provider Network of America Commercial $371.79 ↓ -15%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $848.46 ↑ +94%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $905.03 ↑ +107%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $950.28 ↑ +117%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $1,080.53 ↑ +147%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,131.29 ↑ +158%
Blue Cross Blue Shield of Arizona Commercial $1,131.29 ↑ +158%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Allograft epieffect 2x3cm-q4186-cost per sq cm at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $248.10 $59.53 – $319.85
Banner University Medical Center Tucson Tucson $196.57 $96.35 – $701.40
Banner Baywood Medical Center Mesa $235.96 $59.53 – $822.13
Banner Boswell Medical Center Sun City $213.40 $59.53 – $627.75
Banner Casa Grande Medical Center Casa Grande $212.54 $59.53 – $481.46
Banner Desert Medical Center Mesa $176.51 $59.53 – $822.13
Banner Gateway Medical Center Gilbert $260.25 $59.53 – $822.13
Banner Thunderbird Medical Center Glendale $228.15 $24.68 – $319.85

All Arizona hospitals for this procedure →