Allograft epieffect 2x3cm-q4186-cost per sq cm at Banner Thunderbird Medical Center

5555 West Thunderbird Road, Glendale, AZ · Banner Health · · NPI 1154355188

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$228.15

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$867.50

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.68 with Arizona Physicians IPA vs $1,096.17 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicaid $24.68 ↓ -89%
Aetna Medicare Advantage $34.26 ↓ -85%
Aetna Qualified Health Plan $43.51 ↓ -81%
Health Choice Arizona, Inc. Medicare Advantage $51.39 ↓ -77%
Aetna Banner Employee Plans $57.56 ↓ -75%
Hospice of the Valley Medicare $59.95 ↓ -74%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $68.52 ↓ -70%
Mercy Care Mercy Care Advantage/Mercy Care Plan $72.99 ↓ -68%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $77.08 ↓ -66%
Plotkin Health Plotkin Health $77.08 ↓ -66%
Aetna Joint Venture $78.11 ↓ -66%
Aetna Designated Group $82.91 ↓ -64%
United Healthcare UHC Doctor's Plan $83.08 ↓ -64%
Oscar Health Plan Commercial $85.65 ↓ -62%
Health Choice Arizona, Inc. ACA Health Plan $85.65 ↓ -62%
United Healthcare UHC Core $86.85 ↓ -62%
Aetna Medical Rental $90.28 ↓ -60%
United Healthcare Commercial $91.47 ↓ -60%
Health Net Commerical Exchange Product $92.50 ↓ -59%
Quiktrip Corporation Commercial $92.50 ↓ -59%
Cigna Healthcare of Arizona, Inc. LocalFlex $93.87 ↓ -59%
Aetna Broad Network $97.64 ↓ -57%
Cigna Healthcare of Arizona, Inc. Commercial $98.15 ↓ -57%
Arizona Medical Network Commercial $119.91 ↓ -47%
Provider Network of America Commercial $128.47 ↓ -44%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $319.85 ↑ +40%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $822.13 ↑ +260%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $822.13 ↑ +260%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $876.94 ↑ +284%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $920.78 ↑ +304%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,096.17 ↑ +380%
Blue Cross Blue Shield of Arizona Commercial $1,096.17 ↑ +380%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Allograft epieffect 2x3cm-q4186-cost per sq cm at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $248.10 $59.53 – $319.85
Banner University Medical Center Tucson Tucson $196.57 $96.35 – $701.40
Banner Baywood Medical Center Mesa $235.96 $59.53 – $822.13
Banner Boswell Medical Center Sun City $213.40 $59.53 – $627.75
Banner Casa Grande Medical Center Casa Grande $212.54 $59.53 – $481.46
Banner Desert Medical Center Mesa $176.51 $59.53 – $822.13
Banner Gateway Medical Center Gilbert $260.25 $59.53 – $822.13
Banner Payson Medical Center Payson $438.09 $59.53 – $371.79

All Arizona hospitals for this procedure →