Albumin body fluid quantitative each specimen at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$27.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$58.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$7.78 with Arizona Physicians IPA vs $36.77 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicaid $7.78 ↓ -71%
Mercy Care Mercy Medicaid $7.78 ↓ -71%
Health Net Medicaid $7.78 ↓ -71%
Health Choice Arizona, Inc. Medicaid $7.78 ↓ -71%
Banner University Health Plan AZ Medicaid - AHCCCS $7.78 ↓ -71%
Aetna Banner Employee Plans $9.77 ↓ -64%
Aetna Medicare Advantage $9.84 ↓ -64%
Arizona Physicians IPA Medicare Advantage $9.84 ↓ -64%
Banner Health Medicare Advantage $9.84 ↓ -64%
Banner University Health Plan Medicare Advantage $9.84 ↓ -64%
Blue Cross Blue Shield of Arizona Medicare Advantage $9.84 ↓ -64%
Care 1st Medicare Advantage $9.84 ↓ -64%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $9.84 ↓ -64%
Gila River Health Care Corporation Managed Care Program $9.84 ↓ -64%
Health Choice Arizona, Inc. Medicare Advantage $9.84 ↓ -64%
Health Net Medicare $9.84 ↓ -64%
Kaiser Foundation Health Plan Medicare Advantage $9.84 ↓ -64%
Mercy Care Mercy Care Advantage $9.84 ↓ -64%
TriWest Healthcare Alliance Corp - VA CCN Tricare $9.84 ↓ -64%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $9.84 ↓ -64%
United Healthcare UHC Medicare Advantage $9.84 ↓ -64%
UPMC Health Plan Medicare Advantage $9.84 ↓ -64%
Wellpoint Medicare Advantage HMO $9.84 ↓ -64%
Carelon Medicare Advantage $10.33 ↓ -62%
Humana Medicare Advantage $10.43 ↓ -62%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $10.80 ↓ -60%
Plotkin Health Plotkin Health $10.80 ↓ -60%
Arizona Priority Care Medicare Advantage $10.82 ↓ -60%
Gold Kidney Health Plan Medicare Advantage $10.82 ↓ -60%
Devoted Health Services Medicare Advantage $10.82 ↓ -60%
Aetna Joint Venture $12.72 ↓ -53%
Aetna Aetna Qualified Health Plan $13.39 ↓ -51%
Health Choice Arizona, Inc. ACA Health Plan $14.04 ↓ -48%
Health Net Commerical Exchange Product $14.56 ↓ -47%
Aetna Medical Rental $15.43 ↓ -43%
Aetna Broad Network $15.89 ↓ -42%
United Healthcare UHC Individual Exchange $16.08 ↓ -41%
Oscar Health Plan Commercial $16.24 ↓ -40%
Quiktrip Corporation Commercial $16.80 ↓ -38%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $19.10 ↓ -30%
Provider Network of America Commercial $21.60 ↓ -21%
Arizona Medical Network Commercial $21.60 ↓ -21%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $27.58 ↑ +1%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $29.42 ↑ +8%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $30.89 ↑ +13%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $35.12 ↑ +29%
Blue Cross Blue Shield of Arizona Commercial $36.77 ↑ +35%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $36.77 ↑ +35%

Visitor-reported prices

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Albumin body fluid quantitative each specimen at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $22.39 $4.36 – $23.97
Banner University Medical Center Phoenix Phoenix $9.28 $7.78 – $18.00
Banner University Medical Center Tucson Tucson $9.40 $7.78 – $19.20
Banner University Medical Center South Tucson $9.05 $7.78 – $19.20
Banner Baywood Medical Center Mesa $7.37 $7.78 – $18.00
Banner Boswell Medical Center Sun City $8.76 $7.78 – $19.20
Banner Casa Grande Medical Center Casa Grande $6.55 $7.78 – $18.00
Banner Del Webb Medical Center Sun City West $8.93 $7.78 – $19.20

All Arizona hospitals for this procedure →