Albumin body fluid quantitative each specimen at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$9.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$58.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.78 with Wellpoint vs $35.63 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $7.78 ↓ -16%
Aetna Medicare Advantage $7.78 ↓ -16%
Arizona Physicians IPA Medicaid $7.78 ↓ -16%
Arizona Physicians IPA Medicare Advantage $7.78 ↓ -16%
Banner Health Medicare Advantage $7.78 ↓ -16%
Banner University Health Plan AZ Medicaid - AHCCCS $7.78 ↓ -16%
Banner University Health Plan Medicare Advantage $7.78 ↓ -16%
Banner University Health Plan University Care Advantage $7.78 ↓ -16%
Banner University Health Plan University Family Plan $7.78 ↓ -16%
Blue Cross Blue Shield of Arizona Medicare Advantage $7.78 ↓ -16%
Care 1st Medicare Advantage $7.78 ↓ -16%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $7.78 ↓ -16%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $7.78 ↓ -16%
Gila River Health Care Corporation Managed Care Program $7.78 ↓ -16%
Health Choice Arizona, Inc. Medicaid $7.78 ↓ -16%
Health Choice Arizona, Inc. Medicare Advantage $7.78 ↓ -16%
Health Net Medicaid $7.78 ↓ -16%
Health Net Medicare $7.78 ↓ -16%
Kaiser Foundation Health Plan Medicare Advantage $7.78 ↓ -16%
Mercy Care Medicaid $7.78 ↓ -16%
Mercy Care Mercy Care Advantage $7.78 ↓ -16%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $7.78 ↓ -16%
United Healthcare Medicare Advantage $7.78 ↓ -16%
UPMC Health Plan Medicare Advantage $7.78 ↓ -16%
Humana Medicare Advantage $8.01 ↓ -14%
Aetna Banner Employee Plans $8.06 ↓ -13%
Carelon Medicare Advantage $8.17 ↓ -12%
Devoted Health Services Medicare Advantage $8.17 ↓ -12%
Gold Kidney Health Plan Medicare Advantage $8.56 ↓ -8%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $8.56 ↓ -8%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $10.40 ↑ +12%
NaphCare Federal $10.50 ↑ +13%
Aetna Qualified Health Plan $10.58 ↑ +14%
Plotkin Health Plotkin Health $10.80 ↑ +16%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $10.80 ↑ +16%
United Healthcare Individual Exchange $10.89 ↑ +17%
Health Net Commerical Exchange Product $11.51 ↑ +24%
Health Choice Arizona, Inc. ACA Health Plan $11.67 ↑ +26%
Aetna Medical Rental $12.65 ↑ +36%
Oscar Health Plan Commercial $12.84 ↑ +38%
Quiktrip Corporation Commercial $12.96 ↑ +40%
Cigna Healthcare of Arizona, Inc. LocalFlex $13.66 ↑ +47%
United Healthcare UHC Doctor's Plan $14.39 ↑ +55%
Cigna Healthcare of Arizona, Inc. Commercial $15.18 ↑ +64%
United Healthcare UHC Core $15.92 ↑ +72%
Arizona Medical Network Commercial $16.80 ↑ +81%
United Healthcare Commercial $17.50 ↑ +89%
Provider Network of America Commercial $18.00 ↑ +94%
Aetna Joint Venture $26.13 ↑ +182%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $26.72 ↑ +188%
Aetna Designated Group $27.76 ↑ +199%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $28.50 ↑ +207%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $29.93 ↑ +223%
Aetna Broad Network $32.66 ↑ +252%
Blue Cross Blue Shield of Arizona Commercial $35.63 ↑ +284%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $35.63 ↑ +284%

Visitor-reported prices

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Albumin body fluid quantitative each specimen at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $9.16 $7.78 – $18.00
Arizona General Hospital Laveen Phoenix $26.11 $4.66 – $37.86
St. Joseph’s Hospital and Medical Center Phoenix $46.23 $3.27 – $25.28
Mercy Gilbert Medical Center Gilbert $22.39 $4.36 – $23.97
Banner University Medical Center Tucson Tucson $9.40 $7.78 – $19.20
Banner University Medical Center South Tucson $9.05 $7.78 – $19.20
Banner Baywood Medical Center Mesa $7.37 $7.78 – $18.00
Banner Boswell Medical Center Sun City $8.76 $7.78 – $19.20

All Arizona hospitals for this procedure →