_afb id by dna probe rflx ast at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$34.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$73.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.05 with Banner University Health Plan vs $94.82 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $20.05 ↓ -42%
Arizona Physicians IPA Medicaid $20.05 ↓ -42%
Health Net Medicaid $20.05 ↓ -42%
Health Choice Arizona, Inc. Medicaid $20.05 ↓ -42%
Mercy Care Mercy Medicaid $20.05 ↓ -42%
Aetna Banner Employee Plans $29.71 ↓ -14%
Banner Health Medicare Advantage $29.93 ↓ -13%
Banner University Health Plan Medicare Advantage $29.93 ↓ -13%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $29.93 ↓ -13%
TriWest Healthcare Alliance Corp - VA CCN Tricare $29.93 ↓ -13%
Health Net Medicare $29.93 ↓ -13%
Wellpoint Medicare Advantage HMO $29.93 ↓ -13%
UPMC Health Plan Medicare Advantage $29.93 ↓ -13%
Aetna Medicare Advantage $29.93 ↓ -13%
United Healthcare UHC Medicare Advantage $29.93 ↓ -13%
Arizona Physicians IPA Medicare Advantage $29.93 ↓ -13%
Mercy Care Mercy Care Advantage $29.93 ↓ -13%
Blue Cross Blue Shield of Arizona Medicare Advantage $29.93 ↓ -13%
Care 1st Medicare Advantage $29.93 ↓ -13%
Kaiser Foundation Health Plan Medicare Advantage $29.93 ↓ -13%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $29.93 ↓ -13%
Gila River Health Care Corporation Managed Care Program $29.93 ↓ -13%
Health Choice Arizona, Inc. Medicare Advantage $29.93 ↓ -13%
Carelon Medicare Advantage $31.43 ↓ -9%
Humana Medicare Advantage $31.73 ↓ -8%
Plotkin Health Plotkin Health $32.85 ↓ -5%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $32.85 ↓ -5%
Arizona Priority Care Medicare Advantage $32.92 ↓ -5%
Devoted Health Services Medicare Advantage $32.92 ↓ -5%
Gold Kidney Health Plan Medicare Advantage $32.92 ↓ -5%
Aetna Joint Venture $38.69 ↑ +12%
Aetna Aetna Qualified Health Plan $40.73 ↑ +18%
Health Choice Arizona, Inc. ACA Health Plan $42.70 ↑ +24%
Health Net Commerical Exchange Product $44.30 ↑ +28%
Aetna Medical Rental $46.94 ↑ +36%
Aetna Broad Network $48.33 ↑ +40%
United Healthcare UHC Individual Exchange $48.91 ↑ +42%
Oscar Health Plan Commercial $49.38 ↑ +43%
Quiktrip Corporation Commercial $51.10 ↑ +48%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $58.11 ↑ +68%
Arizona Medical Network Commercial $65.70 ↑ +90%
Provider Network of America Commercial $65.70 ↑ +90%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $71.12 ↑ +106%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $75.86 ↑ +120%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $79.65 ↑ +131%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $90.57 ↑ +162%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $94.82 ↑ +175%
Blue Cross Blue Shield of Arizona Commercial $94.82 ↑ +175%

Visitor-reported prices

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_afb id by dna probe rflx ast at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $59.54 $11.20 – $61.60
Banner University Medical Center Phoenix Phoenix $16.13 $20.05 – $54.75
Banner University Medical Center Tucson Tucson $17.08 $20.05 – $58.40
Banner University Medical Center South Tucson $12.19 $20.05 – $58.40
Banner Baywood Medical Center Mesa $16.28 $20.05 – $54.75
Banner Boswell Medical Center Sun City $13.29 $20.05 – $58.40
Banner Casa Grande Medical Center Casa Grande $15.11 $20.05 – $54.75
Banner Del Webb Medical Center Sun City West $14.67 $20.05 – $58.40

All Arizona hospitals for this procedure →