_afb id by dna probe rflx ast at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$16.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$73.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.05 with Wellpoint vs $91.88 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $20.05 ↑ +24%
Aetna Medicare Advantage $20.05 ↑ +24%
Arizona Physicians IPA Medicaid $20.05 ↑ +24%
Arizona Physicians IPA Medicare Advantage $20.05 ↑ +24%
Banner Health Medicare Advantage $20.05 ↑ +24%
Banner University Health Plan AZ Medicaid - AHCCCS $20.05 ↑ +24%
Banner University Health Plan Medicare Advantage $20.05 ↑ +24%
Banner University Health Plan University Care Advantage $20.05 ↑ +24%
Banner University Health Plan University Family Plan $20.05 ↑ +24%
Blue Cross Blue Shield of Arizona Medicare Advantage $20.05 ↑ +24%
Care 1st Medicare Advantage $20.05 ↑ +24%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $20.05 ↑ +24%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $20.05 ↑ +24%
Gila River Health Care Corporation Managed Care Program $20.05 ↑ +24%
Health Choice Arizona, Inc. Medicaid $20.05 ↑ +24%
Health Choice Arizona, Inc. Medicare Advantage $20.05 ↑ +24%
Health Net Medicaid $20.05 ↑ +24%
Health Net Medicare $20.05 ↑ +24%
Kaiser Foundation Health Plan Medicare Advantage $20.05 ↑ +24%
Mercy Care Medicaid $20.05 ↑ +24%
Mercy Care Mercy Care Advantage $20.05 ↑ +24%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $20.05 ↑ +24%
United Healthcare Medicare Advantage $20.05 ↑ +24%
UPMC Health Plan Medicare Advantage $20.05 ↑ +24%
Humana Medicare Advantage $20.65 ↑ +28%
Devoted Health Services Medicare Advantage $21.05 ↑ +31%
Carelon Medicare Advantage $21.05 ↑ +31%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $22.05 ↑ +37%
Gold Kidney Health Plan Medicare Advantage $22.05 ↑ +37%
Aetna Banner Employee Plans $24.53 ↑ +52%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $26.81 ↑ +66%
NaphCare Federal $27.07 ↑ +68%
Aetna Qualified Health Plan $27.27 ↑ +69%
United Healthcare Individual Exchange $28.07 ↑ +74%
Health Net Commerical Exchange Product $29.67 ↑ +84%
Health Choice Arizona, Inc. ACA Health Plan $30.07 ↑ +86%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $32.85 ↑ +104%
Plotkin Health Plotkin Health $32.85 ↑ +104%
Oscar Health Plan Commercial $33.08 ↑ +105%
Cigna Healthcare of Arizona, Inc. LocalFlex $35.18 ↑ +118%
United Healthcare UHC Doctor's Plan $37.09 ↑ +130%
Aetna Medical Rental $38.47 ↑ +138%
Cigna Healthcare of Arizona, Inc. Commercial $39.09 ↑ +142%
Quiktrip Corporation Commercial $39.42 ↑ +144%
United Healthcare UHC Core $41.00 ↑ +154%
United Healthcare Commercial $45.12 ↑ +180%
Arizona Medical Network Commercial $51.10 ↑ +217%
Provider Network of America Commercial $54.75 ↑ +239%
Aetna Joint Venture $67.33 ↑ +317%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $68.91 ↑ +327%
Aetna Designated Group $71.54 ↑ +344%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $73.50 ↑ +356%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $77.18 ↑ +378%
Aetna Broad Network $84.17 ↑ +422%
Blue Cross Blue Shield of Arizona Commercial $91.88 ↑ +470%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $91.88 ↑ +470%

Visitor-reported prices

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_afb id by dna probe rflx ast at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $19.78 $20.05 – $54.75
Arizona General Hospital Laveen Phoenix $55.42 $12.03 – $97.55
St. Joseph’s Hospital and Medical Center Phoenix $61.89 $8.42 – $66.36
Mercy Gilbert Medical Center Gilbert $59.54 $11.20 – $61.60
Banner University Medical Center Tucson Tucson $17.08 $20.05 – $58.40
Banner University Medical Center South Tucson $12.19 $20.05 – $58.40
Banner Baywood Medical Center Mesa $16.28 $20.05 – $54.75
Banner Boswell Medical Center Sun City $13.29 $20.05 – $58.40

All Arizona hospitals for this procedure →