Observation direct referral from physician office for admission at Banner Page Hospital

501 North Navajo Drive, Page, AZ · Banner Health · · NPI 1578515789

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$441.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$654.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.00 with Banner University Health Plan vs $4,345.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $30.00 ↓ -93%
Health Net Medicaid $30.00 ↓ -93%
Arizona Physicians IPA Medicaid $30.00 ↓ -93%
Mercy Care Mercy Medicaid $30.00 ↓ -93%
Health Choice Arizona, Inc. Medicaid $30.00 ↓ -93%
Humana Medicare Advantage $221.84 ↓ -50%
Plotkin Health Plotkin Health $294.30 ↓ -33%
Arizona Physicians IPA Medicare Advantage $346.62 ↓ -21%
Gila River Health Care Corporation Managed Care Program $346.62 ↓ -21%
United Healthcare UHC Medicare Advantage $346.62 ↓ -21%
UPMC Health Plan Medicare Advantage $346.62 ↓ -21%
Blue Cross Blue Shield of Arizona Medicare Advantage $346.62 ↓ -21%
Banner University Health Plan Medicare Advantage $346.62 ↓ -21%
Mercy Care Mercy Care Advantage $346.62 ↓ -21%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $346.62 ↓ -21%
Aetna Medicare Advantage $346.62 ↓ -21%
Banner Health Medicare Advantage $346.62 ↓ -21%
Health Choice Arizona, Inc. Medicare Advantage $346.62 ↓ -21%
Kaiser Foundation Health Plan Medicare Advantage $346.62 ↓ -21%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $346.62 ↓ -21%
TriWest Healthcare Alliance Corp - VA CCN Tricare $346.62 ↓ -21%
Health Net Medicare $346.62 ↓ -21%
Wellpoint Medicare Advantage HMO $346.62 ↓ -21%
Care 1st Medicare Advantage $346.62 ↓ -21%
United Healthcare UHC Individual Exchange $359.70 ↓ -19%
Carelon Medicare Advantage $363.95 ↓ -18%
Devoted Health Services Medicare Advantage $381.28 ↓ -14%
Gold Kidney Health Plan Medicare Advantage $381.28 ↓ -14%
Arizona Priority Care Medicare Advantage $381.28 ↓ -14%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $387.04 ↓ -12%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance/BXBSAZ Blue HPN $412.80 ↓ -7%
Health Choice Arizona, Inc. ACA Health Plan $421.83 ↓ -4%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $433.41 ↓ -2%
Quiktrip Corporation Commercial $457.80 ↑ +4%
Aetna Aetna Qualified Health Plan $471.53 ↑ +7%
Aetna Joint Venture $474.80 ↑ +8%
Coconino County Sheriff's Department Commercial $477.42 ↑ +8%
Health Net Commerical Exchange Product $513.00 ↑ +16%
Blue Cross Blue Shield of Arizona Commercial $516.01 ↑ +17%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $516.01 ↑ +17%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $516.01 ↑ +17%
Oscar Health Plan Commercial $571.92 ↑ +30%
Aetna Medical Rental $582.71 ↑ +32%
Provider Network of America Commercial $588.60 ↑ +33%
Aetna Broad Network $593.83 ↑ +34%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $602.33 ↑ +36%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $621.30 ↑ +41%
Arizona Medical Network Commercial $621.30 ↑ +41%
Aetna Banner Employee Plans $4,345.00 ↑ +884%

Visitor-reported prices

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Observation direct referral from physician office for admission at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $883.88 $30.75 – $2,078.23
Banner University Medical Center Phoenix Phoenix $268.14 $30.00 – $1,078.19
Banner University Medical Center Tucson Tucson $426.41 $30.00 – $1,078.19
Banner University Medical Center South Tucson $228.90 $30.00 – $1,078.19
Banner Baywood Medical Center Mesa $160.88 $30.00 – $1,078.19
Banner Boswell Medical Center Sun City $279.91 $30.00 – $1,078.19
Banner Casa Grande Medical Center Casa Grande $302.15 $30.00 – $980.17
Banner Del Webb Medical Center Sun City West $302.80 $30.00 – $1,078.19

All Arizona hospitals for this procedure →