Observation direct referral from physician office for admission at Banner Casa Grande Medical Center

1800 East Florence Boulevard, Casa Grande, AZ · Banner Health · · NPI 1003232976

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$302.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$654.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.00 with Banner University Health Plan vs $6,235.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $30.00 ↓ -90%
Arizona Physicians IPA Medicaid $30.00 ↓ -90%
Health Net Medicaid $30.00 ↓ -90%
Health Choice Arizona, Inc. Medicaid $30.00 ↓ -90%
Mercy Care Mercy Medicaid $30.00 ↓ -90%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $91.79 ↓ -70%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $97.91 ↓ -68%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $102.80 ↓ -66%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $122.39 ↓ -59%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $122.39 ↓ -59%
Blue Cross Blue Shield of Arizona Commercial $122.39 ↓ -59%
Hospice of the Valley Medicare $228.90 ↓ -24%
United Healthcare UHC Doctor's Plan $285.80 ↓ -5%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $294.30 ↓ -3%
Plotkin Health Plotkin Health $294.30 ↓ -3%
United Healthcare UHC Core $301.49 ↓ -0%
United Healthcare Commercial $317.19 ↑ +5%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $323.08 ↑ +7%
Aetna Medical Rental $344.66 ↑ +14%
Quiktrip Corporation Commercial $353.16 ↑ +17%
Arizona Medical Network Commercial $457.80 ↑ +52%
Provider Network of America Commercial $490.50 ↑ +62%
UPMC Health Plan Medicare Advantage $653.45 ↑ +116%
United Healthcare UHC Medicare Advantage $653.45 ↑ +116%
Arizona Physicians IPA Medicare Advantage $653.45 ↑ +116%
Mercy Care Mercy Care Advantage $653.45 ↑ +116%
Blue Cross Blue Shield of Arizona Medicare Advantage $653.45 ↑ +116%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $653.45 ↑ +116%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $653.45 ↑ +116%
Care 1st Medicare Advantage $653.45 ↑ +116%
Aetna Medicare Advantage $653.45 ↑ +116%
Banner Health Medicare Advantage $653.45 ↑ +116%
Health Choice Arizona, Inc. Medicare Advantage $653.45 ↑ +116%
Kaiser Foundation Health Plan Medicare Advantage $653.45 ↑ +116%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $653.45 ↑ +116%
Health Net Medicare $653.45 ↑ +116%
Humana Medicare Advantage $653.45 ↑ +116%
Wellpoint Medicare Advantage HMO $653.45 ↑ +116%
Gila River Health Care Corporation Managed Care Program $653.45 ↑ +116%
Banner University Health Plan University Care Advantage $653.45 ↑ +116%
Carelon Medicare Advantage $686.12 ↑ +127%
Arizona Priority Care Medicare Advantage $718.79 ↑ +138%
Gold Kidney Health Plan Medicare Advantage $718.79 ↑ +138%
Devoted Health Services Medicare Advantage $718.79 ↑ +138%
NaphCare Federal Prison System $882.16 ↑ +192%
Aetna Qualified Health Plan $888.69 ↑ +194%
United Healthcare Individual Exchange $914.83 ↑ +203%
Health Net Commerical Exchange Product $967.11 ↑ +220%
Health Choice Arizona, Inc. ACA Health Plan $980.17 ↑ +224%
Oscar Health Plan Commercial $980.17 ↑ +224%
Aetna Banner Employee Plans $3,748.00 ↑ +1140%
Aetna Joint Venture $4,676.00 ↑ +1448%
Aetna Designated Group $5,300.00 ↑ +1654%
Aetna Broad Network $6,235.00 ↑ +1964%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Observation direct referral from physician office for admission at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $883.88 $30.75 – $2,078.23
Banner University Medical Center Phoenix Phoenix $268.14 $30.00 – $1,078.19
Banner University Medical Center Tucson Tucson $426.41 $30.00 – $1,078.19
Banner University Medical Center South Tucson $228.90 $30.00 – $1,078.19
Banner Baywood Medical Center Mesa $160.88 $30.00 – $1,078.19
Banner Boswell Medical Center Sun City $279.91 $30.00 – $1,078.19
Banner Del Webb Medical Center Sun City West $302.80 $30.00 – $1,078.19
Banner Desert Medical Center Mesa $379.32 $30.00 – $1,078.19

All Arizona hospitals for this procedure →