Surgical pathology level 2 gross & microscopic examination at Banner Heart Hospital
6750 E Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1215961248
$13.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$129.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$17.89 with Health Net vs $129.13 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid | $17.89 | ↑ +30% |
| Mercy Care | Mercy Medicaid | $17.89 | ↑ +30% |
| Health Choice Arizona, Inc. | Medicaid | $17.89 | ↑ +30% |
| Arizona Physicians IPA | Medicaid | $17.89 | ↑ +30% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $17.89 | ↑ +30% |
| Health Net | Medicare | $41.83 | ↑ +203% |
| United Healthcare | UHC Medicare Advantage | $41.83 | ↑ +203% |
| UPMC Health Plan | Medicare Advantage | $41.83 | ↑ +203% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $41.83 | ↑ +203% |
| Kaiser Foundation Health Plan | Medicare Advantage | $41.83 | ↑ +203% |
| Health Choice Arizona, Inc. | Medicare Advantage | $41.83 | ↑ +203% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $41.83 | ↑ +203% |
| Banner Health | Medicare Advantage | $41.83 | ↑ +203% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $41.83 | ↑ +203% |
| Gila River Health Care Corporation | Managed Care Program | $41.83 | ↑ +203% |
| Humana | Medicare Advantage | $41.83 | ↑ +203% |
| Arizona Physicians IPA | Medicare Advantage | $41.83 | ↑ +203% |
| Wellpoint | Medicare Advantage HMO | $41.83 | ↑ +203% |
| Mercy Care | Mercy Care Advantage | $41.83 | ↑ +203% |
| Aetna | Medicare Advantage | $41.83 | ↑ +203% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $41.83 | ↑ +203% |
| Care 1st | Medicare Advantage | $41.83 | ↑ +203% |
| Banner University Health Plan | University Care Advantage | $41.83 | ↑ +203% |
| Aetna | Banner Employee Plans | $43.34 | ↑ +214% |
| Devoted Health Services | Medicare Advantage | $43.92 | ↑ +218% |
| Carelon | Medicare Advantage | $43.92 | ↑ +218% |
| Hospice of the Valley | Medicare | $45.15 | ↑ +227% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $45.41 | ↑ +229% |
| United Healthcare | UHC Doctor's Plan | $45.63 | ↑ +231% |
| Arizona Priority Care | Medicare Advantage | $46.01 | ↑ +233% |
| Gold Kidney Health Plan | Medicare Advantage | $46.01 | ↑ +233% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $50.46 | ↑ +266% |
| United Healthcare | UHC Core | $51.59 | ↑ +274% |
| United Healthcare | Commercial | $55.52 | ↑ +302% |
| Aetna | Qualified Health Plan | $56.89 | ↑ +312% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $58.05 | ↑ +321% |
| Plotkin Health | Plotkin Health | $58.05 | ↑ +321% |
| United Healthcare | Individual Exchange | $58.56 | ↑ +324% |
| Health Net | Commerical Exchange Product | $61.91 | ↑ +349% |
| Health Choice Arizona, Inc. | ACA Health Plan | $62.74 | ↑ +355% |
| Aetna | Medical Rental | $67.98 | ↑ +393% |
| Oscar Health Plan | Commercial | $69.02 | ↑ +400% |
| Quiktrip Corporation | Commercial | $69.66 | ↑ +405% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $87.17 | ↑ +532% |
| Arizona Medical Network | Commercial | $90.30 | ↑ +554% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $92.98 | ↑ +574% |
| Provider Network of America | Commercial | $96.75 | ↑ +601% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $97.63 | ↑ +607% |
| Aetna | Joint Venture | $103.29 | ↑ +648% |
| Aetna | Designated Group | $109.75 | ↑ +695% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $116.23 | ↑ +742% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $116.23 | ↑ +742% |
| Blue Cross Blue Shield of Arizona | Commercial | $116.23 | ↑ +742% |
| Aetna | Broad Network | $129.13 | ↑ +836% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Surgical pathology level 2 gross & microscopic examination at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Baywood Medical Center | Mesa | $28.38 | $17.89 – $96.75 |
| Banner Desert Medical Center | Mesa | $33.80 | $17.89 – $96.75 |
| Arizona General Hospital Mesa | Mesa | $133.14 | $17.02 – $440.37 |
| Mercy Gilbert Medical Center | Gilbert | $269.13 | $23.38 – $128.59 |
| Banner University Medical Center Phoenix | Phoenix | $35.86 | $17.89 – $96.75 |
| Banner University Medical Center Tucson | Tucson | $29.15 | $17.89 – $88.00 |
| Banner University Medical Center South | Tucson | $30.91 | $17.89 – $88.00 |
| Banner Boswell Medical Center | Sun City | $28.25 | $17.89 – $103.20 |