Mayo factor ii at Banner Heart Hospital

6750 E Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1215961248

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$4.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$64.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.98 with Cigna Healthcare of Arizona, Inc. vs $54.49 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $12.98 ↑ +217%
Wellpoint Medicare Advantage HMO $12.98 ↑ +217%
UPMC Health Plan Medicare Advantage $12.98 ↑ +217%
United Healthcare UHC Medicare Advantage $12.98 ↑ +217%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $12.98 ↑ +217%
Aetna Medicare Advantage $12.98 ↑ +217%
Mercy Care Mercy Medicaid $12.98 ↑ +217%
Mercy Care Mercy Care Advantage $12.98 ↑ +217%
Arizona Physicians IPA Medicaid $12.98 ↑ +217%
Arizona Physicians IPA Medicare Advantage $12.98 ↑ +217%
Health Choice Arizona, Inc. Medicaid $12.98 ↑ +217%
Care 1st Medicare Advantage $12.98 ↑ +217%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $12.98 ↑ +217%
Gila River Health Care Corporation Managed Care Program $12.98 ↑ +217%
Banner Health Medicare Advantage $12.98 ↑ +217%
Banner University Health Plan AZ Medicaid - AHCCCS $12.98 ↑ +217%
Banner University Health Plan University Care Advantage $12.98 ↑ +217%
Kaiser Foundation Health Plan Medicare Advantage $12.98 ↑ +217%
Humana Medicare Advantage $12.98 ↑ +217%
Health Net Medicare $12.98 ↑ +217%
Health Net Medicaid $12.98 ↑ +217%
Health Choice Arizona, Inc. Medicare Advantage $12.98 ↑ +217%
Blue Cross Blue Shield of Arizona Medicare Advantage $12.98 ↑ +217%
Devoted Health Services Medicare Advantage $13.63 ↑ +232%
Carelon Medicare Advantage $13.63 ↑ +232%
Arizona Priority Care Medicare Advantage $14.28 ↑ +248%
Gold Kidney Health Plan Medicare Advantage $14.28 ↑ +248%
Aetna Qualified Health Plan $17.65 ↑ +330%
United Healthcare Individual Exchange $18.17 ↑ +343%
Health Net Commerical Exchange Product $19.21 ↑ +369%
Health Choice Arizona, Inc. ACA Health Plan $19.47 ↑ +375%
Oscar Health Plan Commercial $21.42 ↑ +422%
Aetna Banner Employee Plans $21.50 ↑ +424%
Hospice of the Valley Medicare $22.40 ↑ +446%
Cigna Healthcare of Arizona, Inc. LocalFlex $22.79 ↑ +456%
United Healthcare UHC Doctor's Plan $24.00 ↑ +485%
Cigna Healthcare of Arizona, Inc. Commercial $25.32 ↑ +518%
United Healthcare UHC Core $26.54 ↑ +547%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $28.80 ↑ +602%
Plotkin Health Plotkin Health $28.80 ↑ +602%
United Healthcare Commercial $29.20 ↑ +612%
Aetna Medical Rental $33.73 ↑ +723%
Quiktrip Corporation Commercial $34.56 ↑ +743%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $37.40 ↑ +812%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $39.89 ↑ +873%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $41.89 ↑ +922%
Aetna Joint Venture $43.59 ↑ +963%
Arizona Medical Network Commercial $44.80 ↑ +993%
Aetna Designated Group $46.31 ↑ +1030%
Provider Network of America Commercial $48.00 ↑ +1071%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $49.87 ↑ +1116%
Blue Cross Blue Shield of Arizona Commercial $49.87 ↑ +1116%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $49.87 ↑ +1116%
Aetna Broad Network $54.49 ↑ +1229%

Visitor-reported prices

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Mayo factor ii at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Baywood Medical Center Mesa $28.80 $12.98 – $48.00
Banner Desert Medical Center Mesa $12.10 $12.98 – $48.00
Arizona General Hospital Mesa Mesa $23.47 $7.78 – $77.62
Mercy Gilbert Medical Center Gilbert $12.78 $7.27 – $39.98
Banner University Medical Center Phoenix Phoenix $11.71 $12.98 – $48.00
Banner University Medical Center Tucson Tucson $8.77 $12.98 – $51.20
Banner University Medical Center South Tucson $8.32 $12.98 – $51.20
Banner Behavioral Health Hospital Scottsdale $37.50 $12.98 – $44.80

All Arizona hospitals for this procedure →