Mayo factor ii at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$11.71

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$64.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.98 with Care 1st vs $59.47 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $12.98 ↑ +11%
Gila River Health Care Corporation Managed Care Program $12.98 ↑ +11%
United Healthcare Medicare Advantage $12.98 ↑ +11%
UPMC Health Plan Medicare Advantage $12.98 ↑ +11%
Blue Cross Blue Shield of Arizona Medicare Advantage $12.98 ↑ +11%
Banner University Health Plan University Family Plan $12.98 ↑ +11%
Banner University Health Plan AZ Medicaid - AHCCCS $12.98 ↑ +11%
Banner University Health Plan University Care Advantage $12.98 ↑ +11%
Banner University Health Plan Medicare Advantage $12.98 ↑ +11%
Mercy Care Medicaid $12.98 ↑ +11%
Mercy Care Mercy Care Advantage $12.98 ↑ +11%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $12.98 ↑ +11%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $12.98 ↑ +11%
Aetna Medicare Advantage $12.98 ↑ +11%
Banner Health Medicare Advantage $12.98 ↑ +11%
Health Choice Arizona, Inc. Medicaid $12.98 ↑ +11%
Health Choice Arizona, Inc. Medicare Advantage $12.98 ↑ +11%
Kaiser Foundation Health Plan Medicare Advantage $12.98 ↑ +11%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $12.98 ↑ +11%
Health Net Medicare $12.98 ↑ +11%
Health Net Medicaid $12.98 ↑ +11%
Wellpoint Medicare Advantage HMO $12.98 ↑ +11%
Arizona Physicians IPA Medicaid $12.98 ↑ +11%
Arizona Physicians IPA Medicare Advantage $12.98 ↑ +11%
Humana Medicare Advantage $13.37 ↑ +14%
Carelon Medicare Advantage $13.63 ↑ +16%
Devoted Health Services Medicare Advantage $13.63 ↑ +16%
Gold Kidney Health Plan Medicare Advantage $14.28 ↑ +22%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $14.28 ↑ +22%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $17.35 ↑ +48%
NaphCare Federal $17.52 ↑ +50%
Aetna Qualified Health Plan $17.65 ↑ +51%
United Healthcare Individual Exchange $18.17 ↑ +55%
Health Net Commerical Exchange Product $19.21 ↑ +64%
Health Choice Arizona, Inc. ACA Health Plan $19.47 ↑ +66%
Oscar Health Plan Commercial $21.42 ↑ +83%
Aetna Banner Employee Plans $21.50 ↑ +84%
Cigna Healthcare of Arizona, Inc. LocalFlex $22.79 ↑ +95%
United Healthcare UHC Doctor's Plan $24.00 ↑ +105%
Cigna Healthcare of Arizona, Inc. Commercial $25.32 ↑ +116%
United Healthcare UHC Core $26.54 ↑ +127%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $28.80 ↑ +146%
Plotkin Health Plotkin Health $28.80 ↑ +146%
United Healthcare Commercial $29.20 ↑ +149%
Aetna Medical Rental $33.73 ↑ +188%
Quiktrip Corporation Commercial $34.56 ↑ +195%
Aetna Joint Venture $43.59 ↑ +272%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $44.60 ↑ +281%
Arizona Medical Network Commercial $44.80 ↑ +283%
Aetna Designated Group $46.31 ↑ +295%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $47.57 ↑ +306%
Provider Network of America Commercial $48.00 ↑ +310%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $49.95 ↑ +327%
Aetna Broad Network $54.49 ↑ +365%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $59.47 ↑ +408%
Blue Cross Blue Shield of Arizona Commercial $59.47 ↑ +408%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Mayo factor ii at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $14.46 $12.98 – $48.00
Arizona General Hospital Laveen Phoenix $21.76 $7.78 – $77.62
St. Joseph’s Hospital and Medical Center Phoenix $336.16 $5.45 – $41.08
Mercy Gilbert Medical Center Gilbert $12.78 $7.27 – $39.98
Banner University Medical Center Tucson Tucson $8.77 $12.98 – $51.20
Banner University Medical Center South Tucson $8.32 $12.98 – $51.20
Banner Baywood Medical Center Mesa $28.80 $12.98 – $48.00
Banner Behavioral Health Hospital Scottsdale $37.50 $12.98 – $44.80

All Arizona hospitals for this procedure →