#cf-97variants at Banner Heart Hospital

6750 E Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1215961248

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$179.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,682.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$556.60 with Cigna Healthcare of Arizona, Inc. vs $2,422.80 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $556.60 ↑ +210%
Wellpoint Medicare Advantage HMO $556.60 ↑ +210%
UPMC Health Plan Medicare Advantage $556.60 ↑ +210%
United Healthcare UHC Medicare Advantage $556.60 ↑ +210%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $556.60 ↑ +210%
Aetna Medicare Advantage $556.60 ↑ +210%
Mercy Care Mercy Medicaid $556.60 ↑ +210%
Mercy Care Mercy Care Advantage $556.60 ↑ +210%
Arizona Physicians IPA Medicaid $556.60 ↑ +210%
Arizona Physicians IPA Medicare Advantage $556.60 ↑ +210%
Health Choice Arizona, Inc. Medicaid $556.60 ↑ +210%
Care 1st Medicare Advantage $556.60 ↑ +210%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $556.60 ↑ +210%
Gila River Health Care Corporation Managed Care Program $556.60 ↑ +210%
Banner Health Medicare Advantage $556.60 ↑ +210%
Banner University Health Plan AZ Medicaid - AHCCCS $556.60 ↑ +210%
Banner University Health Plan University Care Advantage $556.60 ↑ +210%
Kaiser Foundation Health Plan Medicare Advantage $556.60 ↑ +210%
Humana Medicare Advantage $556.60 ↑ +210%
Health Net Medicare $556.60 ↑ +210%
Health Net Medicaid $556.60 ↑ +210%
Health Choice Arizona, Inc. Medicare Advantage $556.60 ↑ +210%
Blue Cross Blue Shield of Arizona Medicare Advantage $556.60 ↑ +210%
Devoted Health Services Medicare Advantage $584.43 ↑ +225%
Carelon Medicare Advantage $584.43 ↑ +225%
Arizona Priority Care Medicare Advantage $612.26 ↑ +241%
Gold Kidney Health Plan Medicare Advantage $612.26 ↑ +241%
Aetna Qualified Health Plan $756.98 ↑ +321%
United Healthcare Individual Exchange $779.24 ↑ +334%
Health Net Commerical Exchange Product $823.77 ↑ +358%
Health Choice Arizona, Inc. ACA Health Plan $834.90 ↑ +365%
Aetna Banner Employee Plans $901.15 ↑ +402%
Oscar Health Plan Commercial $918.39 ↑ +411%
Hospice of the Valley Medicare $938.70 ↑ +422%
Cigna Healthcare of Arizona, Inc. LocalFlex $976.83 ↑ +444%
United Healthcare UHC Doctor's Plan $1,029.49 ↑ +473%
Cigna Healthcare of Arizona, Inc. Commercial $1,085.37 ↑ +504%
United Healthcare UHC Core $1,138.19 ↑ +533%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,206.90 ↑ +572%
Plotkin Health Plotkin Health $1,206.90 ↑ +572%
United Healthcare Commercial $1,252.35 ↑ +597%
Aetna Medical Rental $1,413.41 ↑ +687%
Quiktrip Corporation Commercial $1,448.28 ↑ +706%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,817.10 ↑ +911%
Aetna Joint Venture $1,869.06 ↑ +940%
Arizona Medical Network Commercial $1,877.40 ↑ +945%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,938.24 ↑ +979%
Aetna Designated Group $1,985.95 ↑ +1005%
Provider Network of America Commercial $2,011.50 ↑ +1019%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,035.15 ↑ +1033%
Aetna Broad Network $2,336.61 ↑ +1200%
Blue Cross Blue Shield of Arizona Commercial $2,422.80 ↑ +1248%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $2,422.80 ↑ +1248%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $2,422.80 ↑ +1248%

Visitor-reported prices

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#cf-97variants at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Baywood Medical Center Mesa $584.68 $556.60 – $2,011.50
Banner Desert Medical Center Mesa $1,180.08 $556.60 – $2,011.50
Arizona General Hospital Mesa Mesa $166.73 $333.96 – $2,708.85
Mercy Gilbert Medical Center Gilbert $547.70 $10.78 – $77.00
Banner University Medical Center Phoenix Phoenix $748.28 $556.60 – $2,011.50
Banner University Medical Center Tucson Tucson $554.77 $556.60 – $1,826.40
Banner University Medical Center South Tucson $390.39 $556.60 – $1,826.40
Banner Boswell Medical Center Sun City $608.81 $556.60 – $2,145.60

All Arizona hospitals for this procedure →