#cf-97variants at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$748.28
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,682.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$556.60 with Wellpoint vs $2,889.22 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | Medicare Advantage HMO | $556.60 | ↓ -26% |
| Aetna | Medicare Advantage | $556.60 | ↓ -26% |
| Arizona Physicians IPA | Medicaid | $556.60 | ↓ -26% |
| Arizona Physicians IPA | Medicare Advantage | $556.60 | ↓ -26% |
| Banner Health | Medicare Advantage | $556.60 | ↓ -26% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $556.60 | ↓ -26% |
| Banner University Health Plan | Medicare Advantage | $556.60 | ↓ -26% |
| Banner University Health Plan | University Care Advantage | $556.60 | ↓ -26% |
| Banner University Health Plan | University Family Plan | $556.60 | ↓ -26% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $556.60 | ↓ -26% |
| Care 1st | Medicare Advantage | $556.60 | ↓ -26% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $556.60 | ↓ -26% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $556.60 | ↓ -26% |
| Gila River Health Care Corporation | Managed Care Program | $556.60 | ↓ -26% |
| Health Choice Arizona, Inc. | Medicaid | $556.60 | ↓ -26% |
| Health Choice Arizona, Inc. | Medicare Advantage | $556.60 | ↓ -26% |
| Health Net | Medicaid | $556.60 | ↓ -26% |
| Health Net | Medicare | $556.60 | ↓ -26% |
| Kaiser Foundation Health Plan | Medicare Advantage | $556.60 | ↓ -26% |
| Mercy Care | Medicaid | $556.60 | ↓ -26% |
| Mercy Care | Mercy Care Advantage | $556.60 | ↓ -26% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $556.60 | ↓ -26% |
| United Healthcare | Medicare Advantage | $556.60 | ↓ -26% |
| UPMC Health Plan | Medicare Advantage | $556.60 | ↓ -26% |
| Humana | Medicare Advantage | $573.30 | ↓ -23% |
| Devoted Health Services | Medicare Advantage | $584.43 | ↓ -22% |
| Carelon | Medicare Advantage | $584.43 | ↓ -22% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $612.26 | ↓ -18% |
| Gold Kidney Health Plan | Medicare Advantage | $612.26 | ↓ -18% |
| NaphCare | Federal | $751.41 | ↑ +0% |
| Aetna | Qualified Health Plan | $756.98 | ↑ +1% |
| United Healthcare | Individual Exchange | $779.24 | ↑ +4% |
| Health Net | Commerical Exchange Product | $823.77 | ↑ +10% |
| Health Choice Arizona, Inc. | ACA Health Plan | $834.90 | ↑ +12% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $843.03 | ↑ +13% |
| Aetna | Banner Employee Plans | $901.15 | ↑ +20% |
| Oscar Health Plan | Commercial | $918.39 | ↑ +23% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $976.83 | ↑ +31% |
| United Healthcare | UHC Doctor's Plan | $1,029.49 | ↑ +38% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,085.37 | ↑ +45% |
| United Healthcare | UHC Core | $1,138.19 | ↑ +52% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,206.90 | ↑ +61% |
| Plotkin Health | Plotkin Health | $1,206.90 | ↑ +61% |
| United Healthcare | Commercial | $1,252.35 | ↑ +67% |
| Aetna | Medical Rental | $1,413.41 | ↑ +89% |
| Quiktrip Corporation | Commercial | $1,448.28 | ↑ +94% |
| Aetna | Joint Venture | $1,869.06 | ↑ +150% |
| Arizona Medical Network | Commercial | $1,877.40 | ↑ +151% |
| Aetna | Designated Group | $1,985.95 | ↑ +165% |
| Provider Network of America | Commercial | $2,011.50 | ↑ +169% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $2,166.92 | ↑ +190% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $2,311.38 | ↑ +209% |
| Aetna | Broad Network | $2,336.61 | ↑ +212% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $2,426.93 | ↑ +224% |
| Blue Cross Blue Shield of Arizona | Commercial | $2,889.22 | ↑ +286% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $2,889.22 | ↑ +286% |
Visitor-reported prices
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#cf-97variants at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $501.53 | $556.60 – $2,011.50 |
| Arizona General Hospital Laveen | Phoenix | $154.58 | $333.96 – $2,708.85 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $603.56 | $233.77 – $1,248.20 |
| Mercy Gilbert Medical Center | Gilbert | $547.70 | $10.78 – $77.00 |
| Banner University Medical Center Tucson | Tucson | $554.77 | $556.60 – $1,826.40 |
| Banner University Medical Center South | Tucson | $390.39 | $556.60 – $1,826.40 |
| Banner Baywood Medical Center | Mesa | $584.68 | $556.60 – $2,011.50 |
| Banner Boswell Medical Center | Sun City | $608.81 | $556.60 – $2,145.60 |