Culture typing added method at Banner Baywood Medical Center
6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284
$78.05
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$350.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$7.74 with Care 1st vs $262.50 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Care 1st | Medicare Advantage | $7.74 | ↓ -90% |
| Mercy Care | Mercy Care Advantage | $7.74 | ↓ -90% |
| Aetna | Medicare Advantage | $7.74 | ↓ -90% |
| Humana | Medicare Advantage | $7.74 | ↓ -90% |
| Arizona Physicians IPA | Medicare Advantage | $7.74 | ↓ -90% |
| Arizona Physicians IPA | Medicaid | $7.74 | ↓ -90% |
| Wellpoint | Medicare Advantage HMO | $7.74 | ↓ -90% |
| Health Net | Medicaid | $7.74 | ↓ -90% |
| Health Net | Medicare | $7.74 | ↓ -90% |
| United Healthcare | UHC Medicare Advantage | $7.74 | ↓ -90% |
| UPMC Health Plan | Medicare Advantage | $7.74 | ↓ -90% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $7.74 | ↓ -90% |
| Kaiser Foundation Health Plan | Medicare Advantage | $7.74 | ↓ -90% |
| Health Choice Arizona, Inc. | Medicare Advantage | $7.74 | ↓ -90% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $7.74 | ↓ -90% |
| Health Choice Arizona, Inc. | Medicaid | $7.74 | ↓ -90% |
| Banner Health | Medicare Advantage | $7.74 | ↓ -90% |
| Gila River Health Care Corporation | Managed Care Program | $7.74 | ↓ -90% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $7.74 | ↓ -90% |
| Banner University Health Plan | University Care Advantage | $7.74 | ↓ -90% |
| Mercy Care | Mercy Medicaid | $7.74 | ↓ -90% |
| Devoted Health Services | Medicare Advantage | $8.13 | ↓ -90% |
| Carelon | Medicare Advantage | $8.13 | ↓ -90% |
| Arizona Priority Care | Medicare Advantage | $8.51 | ↓ -89% |
| Gold Kidney Health Plan | Medicare Advantage | $8.51 | ↓ -89% |
| Aetna | Qualified Health Plan | $10.53 | ↓ -87% |
| United Healthcare | Individual Exchange | $10.84 | ↓ -86% |
| Health Net | Commerical Exchange Product | $11.46 | ↓ -85% |
| Health Choice Arizona, Inc. | ACA Health Plan | $11.61 | ↓ -85% |
| Oscar Health Plan | Commercial | $12.77 | ↓ -84% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $13.58 | ↓ -83% |
| United Healthcare | UHC Doctor's Plan | $14.32 | ↓ -82% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $15.09 | ↓ -81% |
| United Healthcare | UHC Core | $15.83 | ↓ -80% |
| United Healthcare | Commercial | $17.41 | ↓ -78% |
| Aetna | Joint Venture | $25.99 | ↓ -67% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $26.58 | ↓ -66% |
| Aetna | Designated Group | $27.62 | ↓ -65% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $28.35 | ↓ -64% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $29.77 | ↓ -62% |
| Aetna | Broad Network | $32.49 | ↓ -58% |
| Blue Cross Blue Shield of Arizona | Commercial | $35.44 | ↓ -55% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $35.44 | ↓ -55% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $35.44 | ↓ -55% |
| Aetna | Banner Employee Plans | $117.60 | ↑ +51% |
| Hospice of the Valley | Medicare | $122.50 | ↑ +57% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $157.50 | ↑ +102% |
| Plotkin Health | Plotkin Health | $157.50 | ↑ +102% |
| Aetna | Medical Rental | $184.45 | ↑ +136% |
| Quiktrip Corporation | Commercial | $189.00 | ↑ +142% |
| Arizona Medical Network | Commercial | $245.00 | ↑ +214% |
| Provider Network of America | Commercial | $262.50 | ↑ +236% |
Visitor-reported prices
Comments
Culture typing added method at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arizona General Hospital Mesa | Mesa | $7.41 | $4.64 – $37.65 |
| Mercy Gilbert Medical Center | Gilbert | $7.63 | $4.34 – $23.87 |
| Arizona General Hospital Laveen | Phoenix | $6.87 | $4.64 – $37.65 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $16.05 | $3.25 – $33.18 |
| Yavapai Regional Medical Center (East) | Prescott | $172.15 | $7.74 – $39.95 |
| Chandler Regional Medical Center | Chandler | $8.31 | $4.34 – $26.04 |