Culture typing added method at Chandler Regional Medical Center
1955 W Frye Rd, Chandler, AZ · CommonSpirit Health · · NPI 1700910189
$8.31
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$31.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$4.34 with United vs $31.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|DignityHealthEmployee | $4.34 | ↓ -48% |
| United | Commercial|Navigate | $4.64 | ↓ -44% |
| United | Commercial|Options PPO | $4.64 | ↓ -44% |
| United | Commercial|All Other Plans | $4.64 | ↓ -44% |
| Mercy Care Plan | Medicare|All Plans | $7.74 | ↓ -7% |
| Humana | Medicare|All Plans | $7.74 | ↓ -7% |
| Aetna | Medicare|All Plans | $7.74 | ↓ -7% |
| First Health | Medicare|All Plans | $7.74 | ↓ -7% |
| Cigna | Medicare|All Plans | $7.74 | ↓ -7% |
| BCBS - AZ | Medicare|All Plans | $7.74 | ↓ -7% |
| Health Choice | Medicare|All Plans | $7.74 | ↓ -7% |
| Mercy Care Plan | Medicaid|All Plans | $7.74 | ↓ -7% |
| Care 1st | Medicare|All Plans | $7.74 | ↓ -7% |
| United | Medicaid|All Plans | $7.93 | ↓ -5% |
| Health Choice | Medicaid|All Plans | $7.93 | ↓ -5% |
| United | Medicare|All Plans | $7.94 | ↓ -4% |
| Cigna | Commercial|Exchange | $16.10 | ↑ +94% |
| First Health | Commercial|All Plans | $16.74 | ↑ +101% |
| Cigna | Commercial|LocalPlus SureFit | $17.20 | ↑ +107% |
| BCBS - AZ | Commercial|MaricopaFocus | $19.75 | ↑ +138% |
| BCBS - AZ | Commercial|Neighborhood | $19.75 | ↑ +138% |
| Cigna | Commercial|All Other Plans | $22.64 | ↑ +172% |
| MultiPlan | Commercial|All Plans | $26.04 | ↑ +213% |
| BCBS - AZ | Commercial|All Other Plans | $26.33 | ↑ +217% |
| Aetna | Commercial|All Other Plans | $31.00 | ↑ +273% |
| Aetna | Commercial|HMO | $31.00 | ↑ +273% |
| BCBS - AZ | Commercial|Workers Comp | $31.00 | ↑ +273% |
| Aetna | Commercial|PPO | $31.00 | ↑ +273% |
Visitor-reported prices
Comments
Culture typing added method at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Gilbert Medical Center | Gilbert | $7.63 | $4.34 – $23.87 |
| Banner Baywood Medical Center | Mesa | $78.05 | $7.74 – $262.50 |
| Arizona General Hospital Laveen | Phoenix | $6.87 | $4.64 – $37.65 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $16.05 | $3.25 – $33.18 |
| Yavapai Regional Medical Center (East) | Prescott | $172.15 | $7.74 – $39.95 |
| Arizona General Hospital Mesa | Mesa | $7.41 | $4.64 – $37.65 |