Tissue culture tumor at Banner Thunderbird Medical Center
5555 West Thunderbird Road, Glendale, AZ · Banner Health · · NPI 1154355188
$139.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$711.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$72.99 with Mercy Care vs $765.74 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Mercy Care | Mercy Care Advantage/Mercy Care Plan | $72.99 | ↓ -48% |
| Gila River Health Care Corporation | Managed Care Program | $147.52 | ↑ +6% |
| Arizona Physicians IPA | Medicare Advantage | $147.52 | ↑ +6% |
| Arizona Physicians IPA | Medicaid | $147.52 | ↑ +6% |
| Aetna | Medicare Advantage | $147.52 | ↑ +6% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $147.52 | ↑ +6% |
| Health Choice Arizona, Inc. | Medicare Advantage | $147.52 | ↑ +6% |
| Banner University Health Plan | University Family Plan | $147.52 | ↑ +6% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $147.52 | ↑ +6% |
| Banner University Health Plan | Medicare Advantage | $147.52 | ↑ +6% |
| Mercy Care | Medicaid | $147.52 | ↑ +6% |
| Mercy Care | Mercy Care Advantage | $147.52 | ↑ +6% |
| Health Choice Arizona, Inc. | Medicaid | $147.52 | ↑ +6% |
| Care 1st | Medicare Advantage | $147.52 | ↑ +6% |
| Banner Health | Medicare Advantage | $147.52 | ↑ +6% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $147.52 | ↑ +6% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $147.52 | ↑ +6% |
| Wellpoint | Medicare Advantage HMO | $147.52 | ↑ +6% |
| United Healthcare | Medicare Advantage | $147.52 | ↑ +6% |
| UPMC Health Plan | Medicare Advantage | $147.52 | ↑ +6% |
| Health Net | Medicaid | $147.52 | ↑ +6% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $147.52 | ↑ +6% |
| Kaiser Foundation Health Plan | Medicare Advantage | $147.52 | ↑ +6% |
| Humana | Medicare Advantage | $151.95 | ↑ +9% |
| Devoted Health Services | Medicare Advantage | $154.90 | ↑ +11% |
| Carelon | Medicare Advantage | $154.90 | ↑ +11% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $162.27 | ↑ +16% |
| Gold Kidney Health Plan | Medicare Advantage | $162.27 | ↑ +16% |
| Aetna | Qualified Health Plan | $200.63 | ↑ +44% |
| United Healthcare | Individual Exchange | $206.53 | ↑ +48% |
| Health Net | Commerical Exchange Product | $218.33 | ↑ +57% |
| Health Choice Arizona, Inc. | ACA Health Plan | $221.28 | ↑ +59% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $223.43 | ↑ +60% |
| Aetna | Banner Employee Plans | $238.90 | ↑ +71% |
| Oscar Health Plan | Commercial | $243.41 | ↑ +75% |
| Hospice of the Valley | Medicare | $248.85 | ↑ +79% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $258.90 | ↑ +86% |
| United Healthcare | UHC Doctor's Plan | $272.86 | ↑ +96% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $287.67 | ↑ +106% |
| United Healthcare | UHC Core | $301.66 | ↑ +116% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $319.95 | ↑ +130% |
| Plotkin Health | Plotkin Health | $319.95 | ↑ +130% |
| United Healthcare | Commercial | $331.92 | ↑ +138% |
| Aetna | Medical Rental | $374.70 | ↑ +169% |
| Quiktrip Corporation | Commercial | $383.94 | ↑ +176% |
| Aetna | Joint Venture | $495.37 | ↑ +255% |
| Arizona Medical Network | Commercial | $497.70 | ↑ +257% |
| Aetna | Designated Group | $526.35 | ↑ +278% |
| Provider Network of America | Commercial | $533.25 | ↑ +283% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $574.30 | ↑ +312% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $574.30 | ↑ +312% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $612.59 | ↑ +340% |
| Aetna | Broad Network | $619.29 | ↑ +344% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $643.21 | ↑ +362% |
| Blue Cross Blue Shield of Arizona | Commercial | $765.74 | ↑ +449% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $765.74 | ↑ +449% |
Visitor-reported prices
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Tissue culture tumor at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Gilbert Medical Center | Gilbert | $264.45 | $82.60 – $454.30 |
| Banner University Medical Center Phoenix | Phoenix | $175.62 | $147.52 – $533.25 |
| Banner University Medical Center Tucson | Tucson | $108.53 | $147.52 – $354.40 |
| Banner University Medical Center South | Tucson | $104.55 | $147.52 – $354.40 |
| Banner Baywood Medical Center | Mesa | $151.44 | $147.52 – $533.25 |
| Banner Boswell Medical Center | Sun City | $153.58 | $147.52 – $568.80 |
| Banner Casa Grande Medical Center | Casa Grande | $127.98 | $147.52 – $533.25 |
| Banner Del Webb Medical Center | Sun City West | $146.47 | $147.52 – $568.80 |