Electrophysiology evaluation at Banner Thunderbird Medical Center
5555 West Thunderbird Road, Glendale, AZ · Banner Health · · NPI 1154355188
$1,585.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,543.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$72.99 with Mercy Care vs $43,322.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Mercy Care | Mercy Care Advantage/Mercy Care Plan | $72.99 | ↓ -95% |
| Aetna | Medicare Advantage | $1,108.60 | ↓ -30% |
| Mercy Care | Medicaid | $1,313.69 | ↓ -17% |
| Arizona Physicians IPA | Medicaid | $1,313.69 | ↓ -17% |
| Health Choice Arizona, Inc. | Medicaid | $1,313.69 | ↓ -17% |
| Health Net | Medicaid | $1,313.69 | ↓ -17% |
| Aetna | Qualified Health Plan | $1,407.92 | ↓ -11% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,662.90 | ↑ +5% |
| Hospice of the Valley | Medicare | $1,940.05 | ↑ +22% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $2,217.20 | ↑ +40% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $2,494.35 | ↑ +57% |
| Plotkin Health | Plotkin Health | $2,494.35 | ↑ +57% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $2,576.00 | ↑ +62% |
| United Healthcare | UHC Doctor's Plan | $2,688.36 | ↑ +70% |
| Health Choice Arizona, Inc. | ACA Health Plan | $2,771.50 | ↑ +75% |
| Oscar Health Plan | Commercial | $2,771.50 | ↑ +75% |
| United Healthcare | UHC Core | $2,810.30 | ↑ +77% |
| Aetna | Medical Rental | $2,921.16 | ↑ +84% |
| United Healthcare | Commercial | $2,959.96 | ↑ +87% |
| Health Net | Commerical Exchange Product | $2,993.22 | ↑ +89% |
| Quiktrip Corporation | Commercial | $2,993.22 | ↑ +89% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $3,641.75 | ↑ +130% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $3,808.04 | ↑ +140% |
| Arizona Medical Network | Commercial | $3,880.10 | ↑ +145% |
| Provider Network of America | Commercial | $4,157.25 | ↑ +162% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $6,621.30 | ↑ +318% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $6,621.30 | ↑ +318% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $7,062.72 | ↑ +346% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $7,415.80 | ↑ +368% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $8,828.40 | ↑ +457% |
| Blue Cross Blue Shield of Arizona | Commercial | $8,828.40 | ↑ +457% |
| Aetna | Banner Employee Plans | $15,142.00 | ↑ +855% |
| Aetna | Joint Venture | $34,658.00 | ↑ +2086% |
| Aetna | Designated Group | $36,824.00 | ↑ +2223% |
| Aetna | Broad Network | $43,322.00 | ↑ +2633% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Gilbert Medical Center | Gilbert | $2,356.19 | $1,233.76 – $7,375.06 |
| Banner University Medical Center Phoenix | Phoenix | $1,624.10 | $1,108.60 – $4,157.25 |
| Banner University Medical Center Tucson | Tucson | $2,743.09 | $2,086.00 – $8,344.00 |
| Banner University Medical Center South | Tucson | $1,220.31 | $2,086.00 – $8,344.00 |
| Banner Baywood Medical Center | Mesa | $548.76 | $1,108.60 – $6,621.30 |
| Banner Boswell Medical Center | Sun City | $1,341.41 | $1,108.60 – $5,055.82 |
| Banner Desert Medical Center | Mesa | $1,784.85 | $1,108.60 – $6,621.30 |
| Banner Estrella Medical Center | Phoenix | $1,823.65 | $1,108.60 – $6,621.30 |