Electrophysiology evaluation at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$2,597.22
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,799.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,233.76 with United vs $28,096.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $1,233.76 | ↓ -52% |
| United | Commercial|DignityHealthEmployee | $1,291.81 | ↓ -50% |
| United | Commercial|Navigate | $1,819.00 | ↓ -30% |
| United | Commercial|All Other Plans | $2,677.00 | ↑ +3% |
| Optum | Commercial|OptumHealth | $3,195.53 | ↑ +23% |
| United | Commercial|Options PPO | $3,293.00 | ↑ +27% |
| Cigna | Commercial|LifeSource | $3,739.45 | ↑ +44% |
| Other | Commercial|NTN | $4,079.40 | ↑ +57% |
| LifeTrac | Commercial|All Plans | $4,419.35 | ↑ +70% |
| Connected Care | Commercial|Intel | $4,487.34 | ↑ +73% |
| Health Net | Commercial|Interlink | $4,759.30 | ↑ +83% |
| First Health | Commercial|All Plans | $4,759.30 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $5,371.21 | ↑ +107% |
| BCBS - AZ | Commercial|Neighborhood | $6,640.20 | ↑ +156% |
| BCBS - AZ | Commercial|MaricopaFocus | $6,640.20 | ↑ +156% |
| BCBS - AZ | Commercial|All Other Plans | $8,853.60 | ↑ +241% |
| BCBS - AZ | Commercial|Workers Comp | $13,064.80 | ↑ +403% |
| Aetna | Commercial|All Plans | $28,096.00 | ↑ +982% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $1,624.10 | $1,108.60 – $4,157.25 |
| Banner Estrella Medical Center | Phoenix | $1,823.65 | $1,108.60 – $6,621.30 |
| Mercy Gilbert Medical Center | Gilbert | $2,356.19 | $1,233.76 – $7,375.06 |
| Banner University Medical Center Tucson | Tucson | $2,743.09 | $2,086.00 – $8,344.00 |
| Banner University Medical Center South | Tucson | $1,220.31 | $2,086.00 – $8,344.00 |
| Banner Baywood Medical Center | Mesa | $548.76 | $1,108.60 – $6,621.30 |
| Banner Boswell Medical Center | Sun City | $1,341.41 | $1,108.60 – $5,055.82 |
| Banner Desert Medical Center | Mesa | $1,784.85 | $1,108.60 – $6,621.30 |