M/phmtrc alysishquant/semiq at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$83.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$341.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.74 with United vs $341.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DignityHealthEmployee $47.74 ↓ -43%
United Commercial|All Other Plans $113.16 ↑ +35%
United Commercial|Options PPO $113.16 ↑ +35%
United Commercial|Navigate $113.16 ↑ +35%
Health Choice Medicaid|All Plans $134.82 ↑ +61%
United Medicaid|All Plans $134.82 ↑ +61%
BCBS - AZ Commercial|MaricopaFocus $150.22 ↑ +79%
BCBS - AZ Commercial|Neighborhood $150.22 ↑ +79%
First Health Commercial|All Plans $184.14 ↑ +120%
Cigna Commercial|Exchange $188.90 ↑ +125%
BCBS - AZ Commercial|All Other Plans $200.28 ↑ +139%
Cigna Commercial|LocalPlus SureFit $201.88 ↑ +141%
MultiPlan Commercial|All Plans $262.57 ↑ +213%
Cigna Commercial|PPO $265.64 ↑ +217%
Cigna Commercial|All Other Plans $265.64 ↑ +217%
BCBS - AZ Commercial|Workers Comp $297.45 ↑ +255%
Aetna Commercial|HMO $341.00 ↑ +306%
Aetna Commercial|All Other Plans $341.00 ↑ +306%
Aetna Commercial|PPO $341.00 ↑ +306%

Visitor-reported prices

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M/phmtrc alysishquant/semiq at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Gateway Medical Center Gilbert $78.70 $74.60 – $279.75
Banner University Medical Center Phoenix Phoenix $103.69 $74.60 – $279.75
Banner University Medical Center Tucson Tucson $73.40 $55.40 – $221.60
Banner University Medical Center South Tucson $77.84 $55.40 – $221.60
Banner Baywood Medical Center Mesa $82.06 $74.60 – $279.75
Banner Boswell Medical Center Sun City $81.69 $74.60 – $298.40
Banner Casa Grande Medical Center Casa Grande $85.42 $74.60 – $279.75
Banner Del Webb Medical Center Sun City West $83.92 $74.60 – $298.40

All Arizona hospitals for this procedure →