M/phmtrc alysishquant/semiq at Banner Gateway Medical Center

1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858

Source: hospital's published price file ↗ · Published May 1, 2026 · Ingested Aug 12, 2026

$78.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$373.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$74.60 with Aetna vs $518.77 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $74.60 ↓ -5%
Health Net Medicaid $89.89 ↑ +14%
Mercy Care Mercy Medicaid $89.89 ↑ +14%
Arizona Physicians IPA Medicaid $89.89 ↑ +14%
Aetna Qualified Health Plan $94.74 ↑ +20%
Health Choice Arizona, Inc. Medicare Advantage $111.90 ↑ +42%
Aetna Banner Employee Plans $125.33 ↑ +59%
Hospice of the Valley Medicare $130.55 ↑ +66%
Arizona Priority Care Medicare Advantage $149.20 ↑ +90%
United Healthcare UHC Doctor's Plan $158.77 ↑ +102%
Plotkin Health Plotkin Health $167.85 ↑ +113%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $167.85 ↑ +113%
United Healthcare UHC Core $173.39 ↑ +120%
Cigna Healthcare of Arizona, Inc. LocalFlex $182.95 ↑ +132%
Oscar Health Plan Commercial $186.50 ↑ +137%
Health Net Medicare $186.50 ↑ +137%
Health Choice Arizona, Inc. ACA Health Plan $186.50 ↑ +137%
United Healthcare Commercial $193.14 ↑ +145%
Aetna Medical Rental $196.57 ↑ +150%
Health Net Commerical Exchange Product $201.42 ↑ +156%
Quiktrip Corporation Commercial $201.42 ↑ +156%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $202.19 ↑ +157%
Cigna Healthcare of Arizona, Inc. Commercial $203.28 ↑ +158%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $215.67 ↑ +174%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $226.45 ↑ +188%
Arizona Medical Network Commercial $261.10 ↑ +232%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $269.58 ↑ +243%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $269.58 ↑ +243%
Blue Cross Blue Shield of Arizona Commercial $269.58 ↑ +243%
Provider Network of America Commercial $279.75 ↑ +255%
Aetna Designated Group $400.90 ↑ +409%
Aetna Joint Venture $415.06 ↑ +427%
Aetna Broad Network $518.77 ↑ +559%

Visitor-reported prices

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M/phmtrc alysishquant/semiq at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $83.89 $47.74 – $341.00
Banner University Medical Center Phoenix Phoenix $103.69 $74.60 – $279.75
Banner University Medical Center Tucson Tucson $73.40 $55.40 – $221.60
Banner University Medical Center South Tucson $77.84 $55.40 – $221.60
Banner Baywood Medical Center Mesa $82.06 $74.60 – $279.75
Banner Boswell Medical Center Sun City $81.69 $74.60 – $298.40
Banner Casa Grande Medical Center Casa Grande $85.42 $74.60 – $279.75
Banner Del Webb Medical Center Sun City West $83.92 $74.60 – $298.40

All Arizona hospitals for this procedure →