Electron microscopy diagnostic at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$856.82

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,483.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$408.92 with BCBS - AZ vs $2,391.66 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - AZ Commercial|MaricopaFocus $408.92 ↓ -52%
BCBS - AZ Commercial|Neighborhood $408.92 ↓ -52%
United Commercial|DignityHealthEmployee $434.85 ↓ -49%
Health Choice Medicaid|All Plans $507.46 ↓ -41%
United Medicaid|All Plans $507.46 ↓ -41%
BCBS - AZ Commercial|All Other Plans $545.19 ↓ -36%
BCBS - AZ Commercial|Workers Comp $809.70 ↓ -5%
Cigna Commercial|Exchange $835.97 ↓ -2%
Care 1st Medicare|All Plans $870.67 ↑ +2%
Humana Medicare|All Plans $870.67 ↑ +2%
Aetna Medicare|All Plans $870.67 ↑ +2%
First Health Medicare|All Plans $870.67 ↑ +2%
Cigna Medicare|All Plans $870.67 ↑ +2%
BCBS - AZ Medicare|All Plans $870.67 ↑ +2%
Health Choice Medicare|All Plans $870.67 ↑ +2%
Mercy Care Plan Medicaid|All Plans $870.67 ↑ +2%
Mercy Care Plan Medicare|All Plans $870.67 ↑ +2%
United Medicare|All Plans $892.44 ↑ +4%
Cigna Commercial|LocalPlus SureFit $893.44 ↑ +4%
United Commercial|Navigate $983.15 ↑ +15%
United Commercial|All Other Plans $983.15 ↑ +15%
United Commercial|Options PPO $983.15 ↑ +15%
Cigna Commercial|PPO $1,175.58 ↑ +37%
Cigna Commercial|All Other Plans $1,175.58 ↑ +37%
First Health Commercial|All Plans $1,677.27 ↑ +96%
Aetna Commercial|All Other Plans $1,860.90 ↑ +117%
Aetna Commercial|HMO $1,860.90 ↑ +117%
Aetna Commercial|PPO $1,860.90 ↑ +117%
MultiPlan Commercial|All Plans $2,391.66 ↑ +179%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Electron microscopy diagnostic at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Gateway Medical Center Gilbert $361.23 $475.71 – $1,436.61
Banner University Medical Center Phoenix Phoenix $475.94 $214.12 – $1,436.61
Banner University Medical Center Tucson Tucson $453.68 $469.55 – $1,436.61
Banner University Medical Center South Tucson $481.07 $330.72 – $1,436.61
Banner Baywood Medical Center Mesa $376.64 $475.71 – $1,436.61
Banner Boswell Medical Center Sun City $374.93 $420.25 – $1,436.61
Banner Casa Grande Medical Center Casa Grande $392.05 $322.31 – $1,306.01
Banner Del Webb Medical Center Sun City West $385.20 $214.12 – $1,436.61

All Arizona hospitals for this procedure →