Electron microscopy diagnostic at Banner Gateway Medical Center
1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858
$361.23
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,712.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$475.71 with Arizona Physicians IPA vs $2,044.59 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Arizona Physicians IPA | Medicaid | $475.71 | ↑ +32% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $475.71 | ↑ +32% |
| Mercy Care | Mercy Medicaid | $475.71 | ↑ +32% |
| Health Choice Arizona, Inc. | Medicaid | $475.71 | ↑ +32% |
| Health Net | Medicaid | $475.71 | ↑ +32% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $550.37 | ↑ +52% |
| Aetna | Banner Employee Plans | $575.23 | ↑ +59% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $587.06 | ↑ +63% |
| Hospice of the Valley | Medicare | $599.20 | ↑ +66% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $616.41 | ↑ +71% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $733.83 | ↑ +103% |
| Blue Cross Blue Shield of Arizona | Commercial | $733.83 | ↑ +103% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $733.83 | ↑ +103% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $770.40 | ↑ +113% |
| Plotkin Health | Plotkin Health | $770.40 | ↑ +113% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $781.20 | ↑ +116% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $868.00 | ↑ +140% |
| Care 1st | Medicare Advantage | $870.67 | ↑ +141% |
| Gila River Health Care Corporation | Managed Care Program | $870.67 | ↑ +141% |
| Humana | Medicare Advantage | $870.67 | ↑ +141% |
| United Healthcare | UHC Medicare Advantage | $870.67 | ↑ +141% |
| UPMC Health Plan | Medicare Advantage | $870.67 | ↑ +141% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $870.67 | ↑ +141% |
| Banner University Health Plan | University Care Advantage | $870.67 | ↑ +141% |
| Mercy Care | Mercy Care Advantage | $870.67 | ↑ +141% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $870.67 | ↑ +141% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $870.67 | ↑ +141% |
| Aetna | Medicare Advantage | $870.67 | ↑ +141% |
| Banner Health | Medicare Advantage | $870.67 | ↑ +141% |
| Wellpoint (fka Amerigroup) | Medicare Advantage HMO | $870.67 | ↑ +141% |
| Health Choice Arizona, Inc. | Medicare Advantage | $870.67 | ↑ +141% |
| Kaiser Foundation Health Plan | Medicare Advantage | $870.67 | ↑ +141% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $870.67 | ↑ +141% |
| Health Net | Medicare | $870.67 | ↑ +141% |
| Arizona Physicians IPA | Medicare Advantage | $870.67 | ↑ +141% |
| Aetna | Medical Rental | $902.22 | ↑ +150% |
| Devoted Health Services | Medicare Advantage | $914.20 | ↑ +153% |
| Carekin | Medicare Advantage | $914.20 | ↑ +153% |
| Quiktrip Corporation | Commercial | $924.48 | ↑ +156% |
| Gold Kidney Health Plan | Medicare Advantage | $957.74 | ↑ +165% |
| Arizona Priority Care | Medicare Advantage | $957.74 | ↑ +165% |
| Aetna | Qualified Health Plan | $1,184.11 | ↑ +228% |
| Arizona Medical Network | Commercial | $1,198.40 | ↑ +232% |
| United Healthcare | UHC Doctor's Plan | $1,213.61 | ↑ +236% |
| United Healthcare | Individual Exchange | $1,218.94 | ↑ +237% |
| Provider Network of America | Commercial | $1,284.00 | ↑ +255% |
| Health Net | Commerical Exchange Product | $1,288.59 | ↑ +257% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,306.01 | ↑ +262% |
| United Healthcare | UHC Core | $1,368.62 | ↑ +279% |
| Oscar Health Plan | Commercial | $1,436.61 | ↑ +298% |
| United Healthcare | Commercial | $1,476.35 | ↑ +309% |
| Aetna | Designated Group | $1,580.05 | ↑ +337% |
| Aetna | Joint Venture | $1,635.85 | ↑ +353% |
| Aetna | Broad Network | $2,044.59 | ↑ +466% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Electron microscopy diagnostic at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Gilbert Medical Center | Gilbert | $856.82 | $408.92 – $2,391.66 |
| Banner University Medical Center Phoenix | Phoenix | $475.94 | $214.12 – $1,436.61 |
| Banner University Medical Center Tucson | Tucson | $453.68 | $469.55 – $1,436.61 |
| Banner University Medical Center South | Tucson | $481.07 | $330.72 – $1,436.61 |
| Banner Baywood Medical Center | Mesa | $376.64 | $475.71 – $1,436.61 |
| Banner Boswell Medical Center | Sun City | $374.93 | $420.25 – $1,436.61 |
| Banner Casa Grande Medical Center | Casa Grande | $392.05 | $322.31 – $1,306.01 |
| Banner Del Webb Medical Center | Sun City West | $385.20 | $214.12 – $1,436.61 |