Volume measurement urine timed at Banner Gateway Medical Center

1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858

Source: hospital's published price file ↗ · Published May 1, 2026 · Ingested Aug 12, 2026

$2.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.64 with Care 1st vs $16.81 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $3.64 ↑ +44%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $3.64 ↑ +44%
Humana Medicare Advantage $3.64 ↑ +44%
Arizona Physicians IPA Medicare Advantage $3.64 ↑ +44%
Mercy Care Mercy Medicaid $3.64 ↑ +44%
Mercy Care Mercy Care Advantage $3.64 ↑ +44%
Aetna Medicare Advantage $3.64 ↑ +44%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $3.64 ↑ +44%
Arizona Physicians IPA Medicaid $3.64 ↑ +44%
Health Net Medicaid $3.64 ↑ +44%
Health Net Medicare $3.64 ↑ +44%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $3.64 ↑ +44%
United Healthcare UHC Medicare Advantage $3.64 ↑ +44%
UPMC Health Plan Medicare Advantage $3.64 ↑ +44%
Kaiser Foundation Health Plan Medicare Advantage $3.64 ↑ +44%
Health Choice Arizona, Inc. Medicare Advantage $3.64 ↑ +44%
Health Choice Arizona, Inc. Medicaid $3.64 ↑ +44%
Wellpoint (fka Amerigroup) Medicare Advantage HMO $3.64 ↑ +44%
Blue Cross Blue Shield of Arizona Medicare Advantage $3.64 ↑ +44%
Banner Health Medicare Advantage $3.64 ↑ +44%
Gila River Health Care Corporation Managed Care Program $3.64 ↑ +44%
Banner University Health Plan AZ Medicaid - AHCCCS $3.64 ↑ +44%
Banner University Health Plan University Care Advantage $3.64 ↑ +44%
Aetna Banner Employee Plans $3.70 ↑ +47%
Carekin Medicare Advantage $3.82 ↑ +52%
Devoted Health Services Medicare Advantage $3.82 ↑ +52%
Hospice of the Valley Medicare $3.85 ↑ +53%
Arizona Priority Care Medicare Advantage $4.00 ↑ +59%
Gold Kidney Health Plan Medicare Advantage $4.00 ↑ +59%
Plotkin Health Plotkin Health $4.95 ↑ +96%
Aetna Qualified Health Plan $4.95 ↑ +96%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $4.95 ↑ +96%
United Healthcare Individual Exchange $5.10 ↑ +102%
Health Net Commerical Exchange Product $5.39 ↑ +114%
Health Choice Arizona, Inc. ACA Health Plan $5.46 ↑ +117%
Aetna Medical Rental $5.80 ↑ +130%
Quiktrip Corporation Commercial $5.94 ↑ +136%
Oscar Health Plan Commercial $6.01 ↑ +138%
United Healthcare UHC Doctor's Plan $6.73 ↑ +167%
Cigna Healthcare of Arizona, Inc. LocalFlex $7.04 ↑ +179%
United Healthcare UHC Core $7.45 ↑ +196%
Arizona Medical Network Commercial $7.70 ↑ +206%
Cigna Healthcare of Arizona, Inc. Commercial $7.82 ↑ +210%
United Healthcare Commercial $8.19 ↑ +225%
Provider Network of America Commercial $8.25 ↑ +227%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $12.49 ↑ +396%
Aetna Designated Group $12.99 ↑ +415%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $13.32 ↑ +429%
Aetna Joint Venture $13.45 ↑ +434%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $13.98 ↑ +455%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $16.65 ↑ +561%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $16.65 ↑ +561%
Blue Cross Blue Shield of Arizona Commercial $16.65 ↑ +561%
Aetna Broad Network $16.81 ↑ +567%

Visitor-reported prices

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Volume measurement urine timed at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $5.91 $3.36 – $18.48
Banner University Medical Center Phoenix Phoenix $3.03 $3.64 – $8.25
Banner University Medical Center Tucson Tucson $2.17 $3.64 – $8.80
Banner University Medical Center South Tucson $2.12 $3.64 – $8.80
Banner Baywood Medical Center Mesa $2.49 $3.64 – $8.25
Banner Casa Grande Medical Center Casa Grande $2.43 $3.64 – $8.25
Banner Desert Medical Center Mesa $2.94 $3.64 – $8.25
Banner Ironwood Medical Center San Tan Valley $3.99 $3.64 – $8.25

All Arizona hospitals for this procedure →