Volume measurement urine timed at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$3.03
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3.64 with Care 1st vs $16.65 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Care 1st | Medicare Advantage | $3.64 | ↑ +20% |
| Gila River Health Care Corporation | Managed Care Program | $3.64 | ↑ +20% |
| United Healthcare | Medicare Advantage | $3.64 | ↑ +20% |
| UPMC Health Plan | Medicare Advantage | $3.64 | ↑ +20% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $3.64 | ↑ +20% |
| Banner University Health Plan | University Family Plan | $3.64 | ↑ +20% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $3.64 | ↑ +20% |
| Banner University Health Plan | University Care Advantage | $3.64 | ↑ +20% |
| Banner University Health Plan | Medicare Advantage | $3.64 | ↑ +20% |
| Mercy Care | Medicaid | $3.64 | ↑ +20% |
| Mercy Care | Mercy Care Advantage | $3.64 | ↑ +20% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $3.64 | ↑ +20% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $3.64 | ↑ +20% |
| Aetna | Medicare Advantage | $3.64 | ↑ +20% |
| Banner Health | Medicare Advantage | $3.64 | ↑ +20% |
| Health Choice Arizona, Inc. | Medicaid | $3.64 | ↑ +20% |
| Health Choice Arizona, Inc. | Medicare Advantage | $3.64 | ↑ +20% |
| Kaiser Foundation Health Plan | Medicare Advantage | $3.64 | ↑ +20% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $3.64 | ↑ +20% |
| Health Net | Medicare | $3.64 | ↑ +20% |
| Health Net | Medicaid | $3.64 | ↑ +20% |
| Wellpoint | Medicare Advantage HMO | $3.64 | ↑ +20% |
| Arizona Physicians IPA | Medicaid | $3.64 | ↑ +20% |
| Arizona Physicians IPA | Medicare Advantage | $3.64 | ↑ +20% |
| Aetna | Banner Employee Plans | $3.70 | ↑ +22% |
| Humana | Medicare Advantage | $3.75 | ↑ +24% |
| Carelon | Medicare Advantage | $3.82 | ↑ +26% |
| Devoted Health Services | Medicare Advantage | $3.82 | ↑ +26% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $4.00 | ↑ +32% |
| Gold Kidney Health Plan | Medicare Advantage | $4.00 | ↑ +32% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $4.86 | ↑ +60% |
| NaphCare | Federal | $4.91 | ↑ +62% |
| Aetna | Qualified Health Plan | $4.95 | ↑ +63% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $4.95 | ↑ +63% |
| Plotkin Health | Plotkin Health | $4.95 | ↑ +63% |
| United Healthcare | Individual Exchange | $5.10 | ↑ +68% |
| Health Net | Commerical Exchange Product | $5.39 | ↑ +78% |
| Health Choice Arizona, Inc. | ACA Health Plan | $5.46 | ↑ +80% |
| Aetna | Medical Rental | $5.80 | ↑ +91% |
| Quiktrip Corporation | Commercial | $5.94 | ↑ +96% |
| Oscar Health Plan | Commercial | $6.01 | ↑ +98% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $6.40 | ↑ +111% |
| United Healthcare | UHC Doctor's Plan | $6.73 | ↑ +122% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $7.11 | ↑ +135% |
| United Healthcare | UHC Core | $7.45 | ↑ +146% |
| Arizona Medical Network | Commercial | $7.70 | ↑ +154% |
| United Healthcare | Commercial | $8.19 | ↑ +170% |
| Provider Network of America | Commercial | $8.25 | ↑ +172% |
| Aetna | Joint Venture | $12.22 | ↑ +303% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $12.49 | ↑ +312% |
| Aetna | Designated Group | $12.99 | ↑ +329% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $13.32 | ↑ +340% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $13.98 | ↑ +361% |
| Aetna | Broad Network | $15.28 | ↑ +404% |
| Blue Cross Blue Shield of Arizona | Commercial | $16.65 | ↑ +450% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $16.65 | ↑ +450% |
Visitor-reported prices
Comments
Volume measurement urine timed at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $3.33 | $3.64 – $8.25 |
| Arizona General Hospital Laveen | Phoenix | $3.21 | $2.18 – $17.75 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $6.50 | $1.53 – $13.43 |
| Mercy Gilbert Medical Center | Gilbert | $5.91 | $3.36 – $18.48 |
| Banner University Medical Center Tucson | Tucson | $2.17 | $3.64 – $8.80 |
| Banner University Medical Center South | Tucson | $2.12 | $3.64 – $8.80 |
| Banner Baywood Medical Center | Mesa | $2.49 | $3.64 – $8.25 |
| Banner Casa Grande Medical Center | Casa Grande | $2.43 | $3.64 – $8.25 |