Perc cryo ablate renal tum at Banner Gateway Medical Center

1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858

Source: hospital's published price file ↗ · Published May 1, 2026 · Ingested Aug 12, 2026

$4,080.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$13,290.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,772.00 with Aetna vs $16,820.00 with Cigna Healthcare of Arizona, Inc. — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $1,772.00 ↓ -57%
Aetna Qualified Health Plan $2,250.44 ↓ -45%
Health Choice Arizona, Inc. Medicare Advantage $2,658.00 ↓ -35%
Hospice of the Valley Medicare $3,101.00 ↓ -24%
Arizona Priority Care Medicare Advantage $3,544.00 ↓ -13%
Plotkin Health Plotkin Health $3,987.00 ↓ -2%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $3,987.00 ↓ -2%
Health Net Medicare $4,430.00 ↑ +9%
Oscar Health Plan Commercial $4,430.00 ↑ +9%
Health Choice Arizona, Inc. ACA Health Plan $4,430.00 ↑ +9%
Aetna Medical Rental $4,669.22 ↑ +14%
Quiktrip Corporation Commercial $4,784.40 ↑ +17%
Health Net Commerical Exchange Product $4,784.40 ↑ +17%
United Healthcare UHC Doctor's Plan $5,878.00 ↑ +44%
Arizona Medical Network Commercial $6,202.00 ↑ +52%
Mercy Care Mercy Medicaid $6,458.05 ↑ +58%
Banner University Health Plan AZ Medicaid - AHCCCS $6,458.05 ↑ +58%
Health Choice Arizona, Inc. Medicaid $6,458.05 ↑ +58%
Health Net Medicaid $6,458.05 ↑ +58%
Arizona Physicians IPA Medicaid $6,458.05 ↑ +58%
Provider Network of America Commercial $6,645.00 ↑ +63%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $7,292.89 ↑ +79%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $7,779.08 ↑ +91%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $8,167.97 ↑ +100%
United Healthcare UHC Core $8,965.00 ↑ +120%
Aetna Banner Employee Plans $9,358.00 ↑ +129%
United Healthcare Commercial $9,437.00 ↑ +131%
Blue Cross Blue Shield of Arizona Commercial $9,723.85 ↑ +138%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $9,723.85 ↑ +138%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $9,723.85 ↑ +138%
Aetna Joint Venture $10,682.00 ↑ +162%
Aetna Designated Group $11,349.00 ↑ +178%
Aetna Broad Network $13,352.00 ↑ +227%
Cigna Healthcare of Arizona, Inc. LocalFlex $15,138.00 ↑ +271%
Cigna Healthcare of Arizona, Inc. Commercial $16,820.00 ↑ +312%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Perc cryo ablate renal tum at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $5,392.82 $470.98 – $16,879.94
Banner University Medical Center Phoenix Phoenix $4,757.82 $1,772.00 – $15,138.00
Banner University Medical Center Tucson Tucson $6,835.29 $2,510.60 – $13,586.00
Banner University Medical Center South Tucson $9,923.41 $2,510.60 – $13,586.00
Banner Baywood Medical Center Mesa $4,545.18 $1,772.00 – $15,138.00
Banner Boswell Medical Center Sun City $3,840.81 $1,772.00 – $15,138.00
Banner Desert Medical Center Mesa $4,704.66 $1,772.00 – $15,138.00
Banner Estrella Medical Center Phoenix $5,143.23 $1,772.00 – $15,138.00

All Arizona hospitals for this procedure →