Perc cryo ablate renal tum at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$4,757.82
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$13,290.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,772.00 with Aetna vs $16,820.00 with Cigna Healthcare of Arizona, Inc. — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $1,772.00 | ↓ -63% |
| Aetna | Qualified Health Plan | $1,993.50 | ↓ -58% |
| Health Choice Arizona, Inc. | Medicare Advantage | $2,658.00 | ↓ -44% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $2,837.28 | ↓ -40% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $3,544.00 | ↓ -26% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $3,987.00 | ↓ -16% |
| Plotkin Health | Plotkin Health | $3,987.00 | ↓ -16% |
| Health Choice Arizona, Inc. | ACA Health Plan | $4,430.00 | ↓ -7% |
| Oscar Health Plan | Commercial | $4,430.00 | ↓ -7% |
| Health Net | Medicare | $4,430.00 | ↓ -7% |
| Aetna | Medical Rental | $4,669.22 | ↓ -2% |
| Health Net | Commerical Exchange Product | $4,784.40 | ↑ +1% |
| Quiktrip Corporation | Commercial | $4,784.40 | ↑ +1% |
| Arizona Medical Network | Commercial | $6,202.00 | ↑ +30% |
| Mercy Care | Medicaid | $6,458.05 | ↑ +36% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $6,458.05 | ↑ +36% |
| Banner University Health Plan | University Family Plan | $6,458.05 | ↑ +36% |
| Health Choice Arizona, Inc. | Medicaid | $6,458.05 | ↑ +36% |
| Health Net | Medicaid | $6,458.05 | ↑ +36% |
| Arizona Physicians IPA | Medicaid | $6,458.05 | ↑ +36% |
| Provider Network of America | Commercial | $6,645.00 | ↑ +40% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $7,292.89 | ↑ +53% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $7,779.08 | ↑ +64% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $8,167.97 | ↑ +72% |
| United Healthcare | UHC Doctor's Plan | $8,578.00 | ↑ +80% |
| United Healthcare | UHC Core | $8,965.00 | ↑ +88% |
| Aetna | Banner Employee Plans | $9,358.00 | ↑ +97% |
| United Healthcare | Commercial | $9,437.00 | ↑ +98% |
| Blue Cross Blue Shield of Arizona | Commercial | $9,723.85 | ↑ +104% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $9,723.85 | ↑ +104% |
| Aetna | Joint Venture | $10,682.00 | ↑ +125% |
| Aetna | Designated Group | $11,349.00 | ↑ +139% |
| Aetna | Broad Network | $13,352.00 | ↑ +181% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $15,138.00 | ↑ +218% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $16,820.00 | ↑ +254% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Perc cryo ablate renal tum at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $5,143.23 | $1,772.00 – $15,138.00 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $8,052.18 | $470.98 – $11,429.38 |
| Arizona General Hospital Laveen | Phoenix | not published | $470.98 – $11,429.39 |
| Mercy Gilbert Medical Center | Gilbert | $5,392.82 | $470.98 – $16,879.94 |
| Banner University Medical Center Tucson | Tucson | $6,835.29 | $2,510.60 – $13,586.00 |
| Banner University Medical Center South | Tucson | $9,923.41 | $2,510.60 – $13,586.00 |
| Banner Baywood Medical Center | Mesa | $4,545.18 | $1,772.00 – $15,138.00 |
| Banner Boswell Medical Center | Sun City | $3,840.81 | $1,772.00 – $15,138.00 |