Osmolality urine at Banner Gateway Medical Center

1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858

Source: hospital's published price file ↗ · Published May 1, 2026 · Ingested Aug 12, 2026

$9.30

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$56.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.82 with Cigna Healthcare of Arizona, Inc. vs $42.00 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $6.82 ↓ -27%
Care 1st Medicare Advantage $6.82 ↓ -27%
Humana Medicare Advantage $6.82 ↓ -27%
Arizona Physicians IPA Medicare Advantage $6.82 ↓ -27%
Mercy Care Mercy Care Advantage $6.82 ↓ -27%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $6.82 ↓ -27%
Arizona Physicians IPA Medicaid $6.82 ↓ -27%
Health Net Medicaid $6.82 ↓ -27%
Health Net Medicare $6.82 ↓ -27%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $6.82 ↓ -27%
United Healthcare UHC Medicare Advantage $6.82 ↓ -27%
UPMC Health Plan Medicare Advantage $6.82 ↓ -27%
Kaiser Foundation Health Plan Medicare Advantage $6.82 ↓ -27%
Health Choice Arizona, Inc. Medicare Advantage $6.82 ↓ -27%
Health Choice Arizona, Inc. Medicaid $6.82 ↓ -27%
Wellpoint (fka Amerigroup) Medicare Advantage HMO $6.82 ↓ -27%
Blue Cross Blue Shield of Arizona Medicare Advantage $6.82 ↓ -27%
Banner Health Medicare Advantage $6.82 ↓ -27%
Aetna Medicare Advantage $6.82 ↓ -27%
Gila River Health Care Corporation Managed Care Program $6.82 ↓ -27%
Banner University Health Plan AZ Medicaid - AHCCCS $6.82 ↓ -27%
Banner University Health Plan University Care Advantage $6.82 ↓ -27%
Mercy Care Mercy Medicaid $6.82 ↓ -27%
Carekin Medicare Advantage $7.16 ↓ -23%
Devoted Health Services Medicare Advantage $7.16 ↓ -23%
Arizona Priority Care Medicare Advantage $7.50 ↓ -19%
Gold Kidney Health Plan Medicare Advantage $7.50 ↓ -19%
Aetna Qualified Health Plan $9.28 ↓ -0%
United Healthcare Individual Exchange $9.55 ↑ +3%
Health Net Commerical Exchange Product $10.09 ↑ +8%
Health Choice Arizona, Inc. ACA Health Plan $10.23 ↑ +10%
Oscar Health Plan Commercial $11.25 ↑ +21%
United Healthcare UHC Doctor's Plan $12.62 ↑ +36%
Cigna Healthcare of Arizona, Inc. LocalFlex $13.16 ↑ +42%
United Healthcare UHC Core $13.94 ↑ +50%
Cigna Healthcare of Arizona, Inc. Commercial $14.62 ↑ +57%
United Healthcare Commercial $15.35 ↑ +65%
Aetna Banner Employee Plans $18.82 ↑ +102%
Hospice of the Valley Medicare $19.60 ↑ +111%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $23.41 ↑ +152%
Aetna Designated Group $24.33 ↑ +162%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $24.97 ↑ +168%
Aetna Joint Venture $25.19 ↑ +171%
Plotkin Health Plotkin Health $25.20 ↑ +171%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $25.20 ↑ +171%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $26.22 ↑ +182%
Aetna Medical Rental $29.51 ↑ +217%
Quiktrip Corporation Commercial $30.24 ↑ +225%
Blue Cross Blue Shield of Arizona Commercial $31.21 ↑ +236%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $31.21 ↑ +236%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $31.21 ↑ +236%
Aetna Broad Network $31.49 ↑ +239%
Arizona Medical Network Commercial $39.20 ↑ +322%
Provider Network of America Commercial $42.00 ↑ +352%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Osmolality urine at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $69.87 $6.82 – $218.68
Banner University Medical Center Phoenix Phoenix $8.96 $6.82 – $42.00
Banner University Medical Center Tucson Tucson $9.07 $6.82 – $44.80
Banner University Medical Center South Tucson $8.74 $6.82 – $44.80
Banner Baywood Medical Center Mesa $7.11 $6.82 – $42.00
Banner Behavioral Health Hospital Scottsdale $32.81 $6.82 – $39.20
Banner Boswell Medical Center Sun City $8.46 $6.82 – $44.80
Banner Casa Grande Medical Center Casa Grande $6.33 $6.82 – $42.00

All Arizona hospitals for this procedure →