Osmolality urine at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$8.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$56.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6.82 with Care 1st vs $42.00 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Care 1st | Medicare Advantage | $6.82 | ↓ -24% |
| Gila River Health Care Corporation | Managed Care Program | $6.82 | ↓ -24% |
| United Healthcare | Medicare Advantage | $6.82 | ↓ -24% |
| UPMC Health Plan | Medicare Advantage | $6.82 | ↓ -24% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $6.82 | ↓ -24% |
| Banner University Health Plan | University Family Plan | $6.82 | ↓ -24% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $6.82 | ↓ -24% |
| Banner University Health Plan | University Care Advantage | $6.82 | ↓ -24% |
| Banner University Health Plan | Medicare Advantage | $6.82 | ↓ -24% |
| Mercy Care | Medicaid | $6.82 | ↓ -24% |
| Mercy Care | Mercy Care Advantage | $6.82 | ↓ -24% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $6.82 | ↓ -24% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $6.82 | ↓ -24% |
| Aetna | Medicare Advantage | $6.82 | ↓ -24% |
| Banner Health | Medicare Advantage | $6.82 | ↓ -24% |
| Health Choice Arizona, Inc. | Medicaid | $6.82 | ↓ -24% |
| Health Choice Arizona, Inc. | Medicare Advantage | $6.82 | ↓ -24% |
| Kaiser Foundation Health Plan | Medicare Advantage | $6.82 | ↓ -24% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $6.82 | ↓ -24% |
| Health Net | Medicare | $6.82 | ↓ -24% |
| Health Net | Medicaid | $6.82 | ↓ -24% |
| Wellpoint | Medicare Advantage HMO | $6.82 | ↓ -24% |
| Arizona Physicians IPA | Medicaid | $6.82 | ↓ -24% |
| Arizona Physicians IPA | Medicare Advantage | $6.82 | ↓ -24% |
| Humana | Medicare Advantage | $7.02 | ↓ -22% |
| Carelon | Medicare Advantage | $7.16 | ↓ -20% |
| Devoted Health Services | Medicare Advantage | $7.16 | ↓ -20% |
| Gold Kidney Health Plan | Medicare Advantage | $7.50 | ↓ -16% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $7.50 | ↓ -16% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $9.11 | ↑ +2% |
| NaphCare | Federal | $9.21 | ↑ +3% |
| Aetna | Qualified Health Plan | $9.28 | ↑ +4% |
| United Healthcare | Individual Exchange | $9.55 | ↑ +7% |
| Health Net | Commerical Exchange Product | $10.09 | ↑ +13% |
| Health Choice Arizona, Inc. | ACA Health Plan | $10.23 | ↑ +14% |
| Oscar Health Plan | Commercial | $11.25 | ↑ +26% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $11.96 | ↑ +33% |
| United Healthcare | UHC Doctor's Plan | $12.62 | ↑ +41% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $13.29 | ↑ +48% |
| United Healthcare | UHC Core | $13.94 | ↑ +56% |
| United Healthcare | Commercial | $15.35 | ↑ +71% |
| Aetna | Banner Employee Plans | $18.82 | ↑ +110% |
| Aetna | Joint Venture | $22.90 | ↑ +156% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $23.41 | ↑ +161% |
| Aetna | Designated Group | $24.33 | ↑ +172% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $24.97 | ↑ +179% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $25.20 | ↑ +181% |
| Plotkin Health | Plotkin Health | $25.20 | ↑ +181% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $26.22 | ↑ +193% |
| Aetna | Broad Network | $28.63 | ↑ +220% |
| Aetna | Medical Rental | $29.51 | ↑ +229% |
| Quiktrip Corporation | Commercial | $30.24 | ↑ +238% |
| Blue Cross Blue Shield of Arizona | Commercial | $31.21 | ↑ +248% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $31.21 | ↑ +248% |
| Arizona Medical Network | Commercial | $39.20 | ↑ +338% |
| Provider Network of America | Commercial | $42.00 | ↑ +369% |
Visitor-reported prices
Comments
Osmolality urine at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $8.85 | $6.82 – $42.00 |
| Arizona General Hospital Laveen | Phoenix | $41.45 | $4.09 – $147.88 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $68.38 | $2.86 – $141.41 |
| Mercy Gilbert Medical Center | Gilbert | $69.87 | $6.82 – $218.68 |
| Banner University Medical Center Tucson | Tucson | $9.07 | $6.82 – $44.80 |
| Banner University Medical Center South | Tucson | $8.74 | $6.82 – $44.80 |
| Banner Baywood Medical Center | Mesa | $7.11 | $6.82 – $42.00 |
| Banner Behavioral Health Hospital | Scottsdale | $32.81 | $6.82 – $39.20 |