Artery x-rays chest at Banner Gateway Medical Center
1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858
$758.62
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,975.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$446.65 with Blue Cross Blue Shield of Arizona vs $14,487.17 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $446.65 | ↓ -41% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $476.43 | ↓ -37% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $500.25 | ↓ -34% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $595.54 | ↓ -21% |
| Blue Cross Blue Shield of Arizona | Commercial | $595.54 | ↓ -21% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $595.54 | ↓ -21% |
| Aetna | Banner Employee Plans | $999.60 | ↑ +32% |
| Hospice of the Valley | Medicare | $1,041.25 | ↑ +37% |
| Plotkin Health | Plotkin Health | $1,338.75 | ↑ +76% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,338.75 | ↑ +76% |
| Aetna | Joint Venture | $1,374.45 | ↑ +81% |
| Aetna | Designated Group | $1,460.72 | ↑ +93% |
| Aetna | Medical Rental | $1,567.83 | ↑ +107% |
| Quiktrip Corporation | Commercial | $1,606.50 | ↑ +112% |
| Aetna | Broad Network | $1,716.58 | ↑ +126% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,954.58 | ↑ +158% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $2,043.83 | ↑ +169% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $2,074.70 | ↑ +173% |
| Health Choice Arizona, Inc. | Medicaid | $2,074.70 | ↑ +173% |
| Health Net | Medicaid | $2,074.70 | ↑ +173% |
| Mercy Care | Mercy Medicaid | $2,074.70 | ↑ +173% |
| Arizona Physicians IPA | Medicaid | $2,074.70 | ↑ +173% |
| Arizona Medical Network | Commercial | $2,082.50 | ↑ +175% |
| Provider Network of America | Commercial | $2,231.25 | ↑ +194% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $3,354.67 | ↑ +342% |
| Aetna | Medicare Advantage | $3,354.67 | ↑ +342% |
| Wellpoint (fka Amerigroup) | Medicare Advantage HMO | $3,354.67 | ↑ +342% |
| Arizona Physicians IPA | Medicare Advantage | $3,354.67 | ↑ +342% |
| UPMC Health Plan | Medicare Advantage | $3,354.67 | ↑ +342% |
| Banner Health | Medicare Advantage | $3,354.67 | ↑ +342% |
| Banner University Health Plan | University Care Advantage | $3,354.67 | ↑ +342% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $3,354.67 | ↑ +342% |
| Care 1st | Medicare Advantage | $3,354.67 | ↑ +342% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $3,354.67 | ↑ +342% |
| Gila River Health Care Corporation | Managed Care Program | $3,354.67 | ↑ +342% |
| United Healthcare | UHC Medicare Advantage | $3,354.67 | ↑ +342% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $3,354.67 | ↑ +342% |
| Health Choice Arizona, Inc. | Medicare Advantage | $3,354.67 | ↑ +342% |
| Health Net | Medicare | $3,354.67 | ↑ +342% |
| Humana | Medicare Advantage | $3,354.67 | ↑ +342% |
| Kaiser Foundation Health Plan | Medicare Advantage | $3,354.67 | ↑ +342% |
| Mercy Care | Mercy Care Advantage | $3,354.67 | ↑ +342% |
| Devoted Health Services | Medicare Advantage | $3,522.40 | ↑ +364% |
| Carekin | Medicare Advantage | $3,522.40 | ↑ +364% |
| Gold Kidney Health Plan | Medicare Advantage | $3,690.14 | ↑ +386% |
| Arizona Priority Care | Medicare Advantage | $3,690.14 | ↑ +386% |
| Aetna | Qualified Health Plan | $4,562.35 | ↑ +501% |
| United Healthcare | Individual Exchange | $4,696.54 | ↑ +519% |
| Health Net | Commerical Exchange Product | $4,964.91 | ↑ +554% |
| Health Choice Arizona, Inc. | ACA Health Plan | $5,032.01 | ↑ +563% |
| Oscar Health Plan | Commercial | $5,535.21 | ↑ +630% |
| United Healthcare | UHC Doctor's Plan | $12,286.55 | ↑ +1520% |
| United Healthcare | UHC Core | $13,389.06 | ↑ +1665% |
| United Healthcare | Commercial | $14,487.17 | ↑ +1810% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Artery x-rays chest at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Gilbert Medical Center | Gilbert | $2,252.63 | $173.09 – $7,050.89 |
| Banner University Medical Center Phoenix | Phoenix | $627.72 | $173.77 – $5,535.21 |
| Banner University Medical Center Tucson | Tucson | $643.31 | $216.94 – $5,535.21 |
| Banner University Medical Center South | Tucson | $798.95 | $216.94 – $5,535.21 |
| Banner Baywood Medical Center | Mesa | $624.75 | $446.65 – $5,535.21 |
| Banner Boswell Medical Center | Sun City | $821.10 | $341.05 – $5,535.21 |
| Banner Casa Grande Medical Center | Casa Grande | $624.75 | $216.94 – $5,032.01 |
| Banner Desert Medical Center | Mesa | $779.45 | $446.65 – $5,535.21 |