Artery x-rays chest at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$3,433.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,989.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$173.09 with United vs $8,989.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $173.09 | ↓ -95% |
| BCBS - AZ | Commercial|Neighborhood | $447.93 | ↓ -87% |
| BCBS - AZ | Commercial|MaricopaFocus | $447.93 | ↓ -87% |
| BCBS - AZ | Commercial|All Other Plans | $597.24 | ↓ -83% |
| Aetna | Commercial|All Plans | $645.66 | ↓ -81% |
| BCBS - AZ | Commercial|Workers Comp | $881.31 | ↓ -74% |
| United | Commercial|DignityHealthEmployee | $1,707.91 | ↓ -50% |
| United | Medicare|Dual Complete | $3,273.65 | ↓ -5% |
| Health Choice | Medicaid|All Plans | $3,354.67 | ↓ -2% |
| United | Medicare|All Other Plans | $3,354.67 | ↓ -2% |
| BCBS - AZ | Medicare|All Plans | $3,354.67 | ↓ -2% |
| Cigna | Medicare|All Plans | $3,354.67 | ↓ -2% |
| Health Choice | Medicare|All Plans | $3,354.67 | ↓ -2% |
| Humana | Medicare|All Plans | $3,354.67 | ↓ -2% |
| Optum | Medicare|OptumCare | $3,354.67 | ↓ -2% |
| Care 1st | Medicare|All Plans | $3,354.67 | ↓ -2% |
| Aetna | Medicare|All Plans | $3,354.67 | ↓ -2% |
| Mercy Care Plan | Medicare|All Plans | $3,354.67 | ↓ -2% |
| First Health | Medicare|All Plans | $3,354.67 | ↓ -2% |
| Mercy Care Plan | Medicaid|All Plans | $3,354.67 | ↓ -2% |
| Optum | Medicare|OptumHealth | $3,690.14 | ↑ +7% |
| Optum | Commercial|OptumHealth | $4,224.83 | ↑ +23% |
| Cigna | Commercial|LifeSource | $4,943.95 | ↑ +44% |
| Other | Commercial|NTN | $5,393.40 | ↑ +57% |
| LifeTrac | Commercial|All Plans | $5,842.85 | ↑ +70% |
| Health Net | Commercial|Interlink | $6,292.30 | ↑ +83% |
| First Health | Commercial|All Plans | $6,292.30 | ↑ +83% |
| Cigna | Commercial|Exchange | $6,496.35 | ↑ +89% |
| United | Commercial|All Other Plans | $6,833.27 | ↑ +99% |
| United | Commercial|Options PPO | $6,833.27 | ↑ +99% |
| United | Commercial|Navigate | $6,833.27 | ↑ +99% |
| Cigna | Commercial|LocalPlus SureFit | $6,953.84 | ↑ +103% |
| MultiPlan | Commercial|All Plans | $7,101.31 | ↑ +107% |
| Cigna | Commercial|All Other Plans | $8,989.00 | ↑ +162% |
Visitor-reported prices
Comments
Artery x-rays chest at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $627.72 | $173.77 – $5,535.21 |
| Banner Estrella Medical Center | Phoenix | $586.08 | $446.65 – $5,535.21 |
| Mercy Gilbert Medical Center | Gilbert | $2,252.63 | $173.09 – $7,050.89 |
| Banner University Medical Center Tucson | Tucson | $643.31 | $216.94 – $5,535.21 |
| Banner University Medical Center South | Tucson | $798.95 | $216.94 – $5,535.21 |
| Banner Baywood Medical Center | Mesa | $624.75 | $446.65 – $5,535.21 |
| Banner Boswell Medical Center | Sun City | $821.10 | $341.05 – $5,535.21 |
| Banner Casa Grande Medical Center | Casa Grande | $624.75 | $216.94 – $5,032.01 |