MRA spinal canal at Chandler Regional Medical Center

1955 W Frye Rd, Chandler, AZ · CommonSpirit Health · · NPI 1700910189

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$661.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,470.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$328.35 with Care 1st vs $2,470.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare|All Plans $328.35 ↓ -50%
Humana Medicare|All Plans $328.35 ↓ -50%
Aetna Medicare|All Plans $328.35 ↓ -50%
First Health Medicare|All Plans $328.35 ↓ -50%
Cigna Medicare|All Plans $328.35 ↓ -50%
BCBS - AZ Medicare|All Plans $328.35 ↓ -50%
Health Choice Medicare|All Plans $328.35 ↓ -50%
Mercy Care Plan Medicaid|All Plans $328.35 ↓ -50%
Mercy Care Plan Medicare|All Plans $328.35 ↓ -50%
United Medicare|All Plans $336.56 ↓ -49%
United Commercial|DignityHealthEmployee $345.80 ↓ -48%
United Medicaid|All Plans $372.64 ↓ -44%
Health Choice Medicaid|All Plans $372.64 ↓ -44%
United Commercial|Navigate $598.97 ↓ -10%
United Commercial|Options PPO $598.97 ↓ -10%
United Commercial|All Other Plans $598.97 ↓ -10%
Cigna Commercial|Exchange $1,223.00 ↑ +85%
Cigna Commercial|LocalPlus SureFit $1,309.00 ↑ +98%
First Health Commercial|All Plans $1,333.80 ↑ +101%
Connected Care Commercial|Intel $1,389.00 ↑ +110%
Cigna Commercial|All Other Plans $1,722.00 ↑ +160%
MultiPlan Commercial|All Plans $2,074.80 ↑ +213%
Aetna Commercial|PPO $2,470.00 ↑ +273%
Aetna Commercial|All Other Plans $2,470.00 ↑ +273%
Aetna Commercial|HMO $2,470.00 ↑ +273%

Visitor-reported prices

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MRA spinal canal at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Ocotillo Medical Center Chandler $1,148.29 $506.20 – $1,898.25
Mercy Gilbert Medical Center Gilbert $607.62 $345.80 – $2,470.00
Banner University Medical Center Phoenix Phoenix $732.63 $506.20 – $1,898.25
Banner University Medical Center Tucson Tucson $758.99 $500.37 – $2,468.00
Banner Del Webb Medical Center Sun City West $1,010.38 $506.20 – $2,024.80
Banner Desert Medical Center Mesa $793.36 $506.20 – $1,898.25
Banner Ironwood Medical Center San Tan Valley $1,150.26 $506.20 – $1,898.25
Banner Gateway Medical Center Gilbert $459.32 $506.20 – $1,898.25

All Arizona hospitals for this procedure →