MRA spinal canal at Banner University Medical Center Tucson

1625 N Campbell Ave, Tucson, AZ · Banner Health · · NPI 1265820179

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$758.99

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,628.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$500.37 with Aetna vs $2,468.00 with Arizona Medical Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $500.37 ↓ -34%
Aetna Medicare Advantage $617.00 ↓ -19%
Aetna Qualified Health Plan $740.40 ↓ -2%
Health Choice Arizona, Inc. Medicaid $752.74 ↓ -1%
Banner University Health Plan AZ Medicaid - AHCCCS $752.74 ↓ -1%
Mercy Care Mercy Medicaid $752.74 ↓ -1%
Arizona Physicians IPA Medicaid $752.74 ↓ -1%
Health Net Medicaid $752.74 ↓ -1%
Health Choice Arizona, Inc. Medicare Advantage $925.50 ↑ +22%
University of Arizona (Kasser Medical Treatment Center) Commerical $1,079.75 ↑ +42%
Aetna Joint Venture $1,104.43 ↑ +46%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,233.62 ↑ +63%
Arizona Priority Care Medicare Advantage $1,234.00 ↑ +63%
Aetna Designated Group $1,240.17 ↑ +63%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $1,269.00 ↑ +67%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,315.86 ↑ +73%
Aetna Broad Network $1,378.99 ↑ +82%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,381.66 ↑ +82%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,388.25 ↑ +83%
Plotkin Health Plotkin Health $1,388.25 ↑ +83%
Health Choice Arizona, Inc. ACA Health Plan $1,542.50 ↑ +103%
Health Net Medicare $1,542.50 ↑ +103%
Oscar Health Plan Commercial $1,542.50 ↑ +103%
Aetna Medical Rental $1,625.80 ↑ +114%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,644.83 ↑ +117%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,644.83 ↑ +117%
Blue Cross Blue Shield of Arizona Commercial $1,644.83 ↑ +117%
Health Net Commerical Exchange Product $1,665.90 ↑ +119%
Quiktrip Corporation Commercial $1,665.90 ↑ +119%
Provider Network of America Commercial $2,313.75 ↑ +205%
Arizona Medical Network Commercial $2,468.00 ↑ +225%

Visitor-reported prices

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MRA spinal canal at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $607.62 $345.80 – $2,470.00
Banner University Medical Center Phoenix Phoenix $732.63 $506.20 – $1,898.25
Banner Del Webb Medical Center Sun City West $1,010.38 $506.20 – $2,024.80
Banner Desert Medical Center Mesa $793.36 $506.20 – $1,898.25
Banner Ironwood Medical Center San Tan Valley $1,150.26 $506.20 – $1,898.25
Banner Gateway Medical Center Gilbert $459.32 $506.20 – $1,898.25
Banner Ocotillo Medical Center Chandler $1,148.29 $506.20 – $1,898.25
Banner Payson Medical Center Payson $1,458.94 $409.12 – $1,547.10

All Arizona hospitals for this procedure →