ER Visit (level 5, high severity) at Chandler Regional Medical Center

1955 W Frye Rd, Chandler, AZ · CommonSpirit Health · · NPI 1700910189

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4,772.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$17,808.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$64.54 with United vs $3,273.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DignityHealthEmployee $64.54 ↓ -99%
United Medicaid|All Plans $152.79 ↓ -97%
Health Choice Medicaid|All Plans $152.79 ↓ -97%
Care 1st Medicare|All Plans $166.18 ↓ -97%
Humana Medicare|All Plans $166.18 ↓ -97%
Aetna Medicare|All Plans $166.18 ↓ -97%
First Health Medicare|All Plans $166.18 ↓ -97%
Cigna Medicare|All Plans $166.18 ↓ -97%
BCBS - AZ Medicare|All Plans $166.18 ↓ -97%
Health Choice Medicare|All Plans $166.18 ↓ -97%
Mercy Care Plan Medicaid|All Plans $166.18 ↓ -97%
Mercy Care Plan Medicare|All Plans $166.18 ↓ -97%
United Medicare|All Plans $170.34 ↓ -96%
First Health Commercial|All Plans $248.94 ↓ -95%
MultiPlan Commercial|All Plans $387.24 ↓ -92%
BCBS - AZ Commercial|MaricopaFocus $527.10 ↓ -89%
BCBS - AZ Commercial|Neighborhood $527.10 ↓ -89%
BCBS - AZ Commercial|Workers Comp $688.00 ↓ -86%
BCBS - AZ Commercial|All Other Plans $688.00 ↓ -86%
Cigna Commercial|Exchange $1,672.00 ↓ -65%
Cigna Commercial|LocalPlus SureFit $1,790.00 ↓ -62%
United Commercial|Navigate $2,171.00 ↓ -55%
Cigna Commercial|All Other Plans $2,355.00 ↓ -51%
United Commercial|All Other Plans $2,619.00 ↓ -45%
United Commercial|Options PPO $2,654.00 ↓ -44%
Connected Care Commercial|Intel $2,930.00 ↓ -39%
Aetna Commercial|HMO $3,273.00 ↓ -31%
Aetna Commercial|All Other Plans $3,273.00 ↓ -31%
Aetna Commercial|PPO $3,273.00 ↓ -31%

Visitor-reported prices

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ER Visit (level 5, high severity) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Ocotillo Medical Center Chandler $1,751.51 $332.40 – $2,006.25
Mercy Gilbert Medical Center Gilbert $4,380.77 $64.54 – $461.00
Banner University Medical Center Phoenix Phoenix $1,508.88 $332.40 – $2,006.25
Banner University Medical Center Tucson Tucson $1,557.76 $332.40 – $2,203.20
Banner University Medical Center South Tucson $1,344.61 $332.40 – $2,203.20
Banner Baywood Medical Center Mesa $1,378.14 $332.40 – $2,083.00
Banner Boswell Medical Center Sun City $1,389.92 $332.40 – $2,140.00
Banner Casa Grande Medical Center Casa Grande $1,420.99 $332.40 – $2,006.25

All Arizona hospitals for this procedure →