ER Visit (level 5, high severity) at Mercy Gilbert Medical Center
3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088
$4,380.77
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$17,808.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$64.54 with United vs $3,273.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|DignityHealthEmployee | $64.54 | ↓ -99% |
| United | Medicaid|All Plans | $152.79 | ↓ -97% |
| Health Choice | Medicaid|All Plans | $152.79 | ↓ -97% |
| First Health | Commercial|All Plans | $248.94 | ↓ -94% |
| MultiPlan | Commercial|All Plans | $354.97 | ↓ -92% |
| Care 1st | Medicare|All Plans | $461.00 | ↓ -89% |
| Humana | Medicare|All Plans | $461.00 | ↓ -89% |
| Aetna | Medicare|All Plans | $461.00 | ↓ -89% |
| First Health | Medicare|All Plans | $461.00 | ↓ -89% |
| Cigna | Medicare|All Plans | $461.00 | ↓ -89% |
| BCBS - AZ | Medicare|All Plans | $461.00 | ↓ -89% |
| Health Choice | Medicare|All Plans | $461.00 | ↓ -89% |
| Mercy Care Plan | Medicaid|All Plans | $461.00 | ↓ -89% |
| Mercy Care Plan | Medicare|All Plans | $461.00 | ↓ -89% |
| United | Medicare|All Plans | $472.53 | ↓ -89% |
| BCBS - AZ | Commercial|Neighborhood | $527.10 | ↓ -88% |
| BCBS - AZ | Commercial|MaricopaFocus | $527.10 | ↓ -88% |
| BCBS - AZ | Commercial|Workers Comp | $688.00 | ↓ -84% |
| BCBS - AZ | Commercial|All Other Plans | $688.00 | ↓ -84% |
| Cigna | Commercial|Exchange | $1,672.00 | ↓ -62% |
| Cigna | Commercial|LocalPlus SureFit | $1,790.00 | ↓ -59% |
| United | Commercial|Navigate | $2,157.00 | ↓ -51% |
| United | Commercial|Options PPO | $2,334.00 | ↓ -47% |
| Cigna | Commercial|PPO | $2,355.00 | ↓ -46% |
| Cigna | Commercial|All Other Plans | $2,355.00 | ↓ -46% |
| United | Commercial|All Other Plans | $2,455.00 | ↓ -44% |
| Connected Care | Commercial|Intel | $2,930.00 | ↓ -33% |
| Aetna | Commercial|HMO | $3,273.00 | ↓ -25% |
| Aetna | Commercial|PPO | $3,273.00 | ↓ -25% |
| Aetna | Commercial|All Other Plans | $3,273.00 | ↓ -25% |
Visitor-reported prices
Comments
ER Visit (level 5, high severity) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Gateway Medical Center | Gilbert | $1,666.36 | $332.40 – $2,006.25 |
| Banner University Medical Center Phoenix | Phoenix | $1,508.88 | $332.40 – $2,006.25 |
| Banner University Medical Center Tucson | Tucson | $1,557.76 | $332.40 – $2,203.20 |
| Banner University Medical Center South | Tucson | $1,344.61 | $332.40 – $2,203.20 |
| Banner Baywood Medical Center | Mesa | $1,378.14 | $332.40 – $2,083.00 |
| Banner Boswell Medical Center | Sun City | $1,389.92 | $332.40 – $2,140.00 |
| Banner Casa Grande Medical Center | Casa Grande | $1,420.99 | $332.40 – $2,006.25 |
| Banner Del Webb Medical Center | Sun City West | $1,428.14 | $332.40 – $2,140.00 |