Chrom analysis at Chandler Regional Medical Center
1955 W Frye Rd, Chandler, AZ · CommonSpirit Health · · NPI 1700910189
$37.32
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$139.24
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$19.46 with United vs $139.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|DignityHealthEmployee | $19.46 | ↓ -48% |
| United | Commercial|Navigate | $20.89 | ↓ -44% |
| United | Commercial|Options PPO | $20.89 | ↓ -44% |
| United | Commercial|All Other Plans | $20.89 | ↓ -44% |
| Mercy Care Plan | Medicare|All Plans | $34.81 | ↓ -7% |
| Humana | Medicare|All Plans | $34.81 | ↓ -7% |
| Aetna | Medicare|All Plans | $34.81 | ↓ -7% |
| First Health | Medicare|All Plans | $34.81 | ↓ -7% |
| Cigna | Medicare|All Plans | $34.81 | ↓ -7% |
| BCBS - AZ | Medicare|All Plans | $34.81 | ↓ -7% |
| Health Choice | Medicare|All Plans | $34.81 | ↓ -7% |
| Mercy Care Plan | Medicaid|All Plans | $34.81 | ↓ -7% |
| Care 1st | Medicare|All Plans | $34.81 | ↓ -7% |
| United | Medicaid|All Plans | $35.68 | ↓ -4% |
| Health Choice | Medicaid|All Plans | $35.68 | ↓ -4% |
| United | Medicare|All Plans | $35.69 | ↓ -4% |
| Cigna | Commercial|Exchange | $72.42 | ↑ +94% |
| First Health | Commercial|All Plans | $75.06 | ↑ +101% |
| Cigna | Commercial|LocalPlus SureFit | $77.39 | ↑ +107% |
| BCBS - AZ | Commercial|MaricopaFocus | $100.71 | ↑ +170% |
| BCBS - AZ | Commercial|Neighborhood | $100.71 | ↑ +170% |
| Cigna | Commercial|All Other Plans | $101.84 | ↑ +173% |
| MultiPlan | Commercial|All Plans | $116.76 | ↑ +213% |
| BCBS - AZ | Commercial|All Other Plans | $134.27 | ↑ +260% |
| Aetna | Commercial|All Other Plans | $139.00 | ↑ +272% |
| Aetna | Commercial|HMO | $139.00 | ↑ +272% |
| BCBS - AZ | Commercial|Workers Comp | $139.00 | ↑ +272% |
| Aetna | Commercial|PPO | $139.00 | ↑ +272% |
Visitor-reported prices
Comments
Chrom analysis at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Ocotillo Medical Center | Chandler | $35.45 | $34.81 – $126.00 |
| Mercy Gilbert Medical Center | Gilbert | $34.26 | $19.46 – $107.03 |
| Banner University Medical Center Phoenix | Phoenix | $41.50 | $34.81 – $126.00 |
| Banner University Medical Center Tucson | Tucson | $35.03 | $34.81 – $114.40 |
| Banner University Medical Center South | Tucson | $33.75 | $34.81 – $114.40 |
| Banner Baywood Medical Center | Mesa | $35.78 | $34.81 – $126.00 |
| Banner Boswell Medical Center | Sun City | $36.29 | $34.81 – $134.40 |
| Banner Casa Grande Medical Center | Casa Grande | $30.24 | $34.81 – $126.00 |