Chrom analysis at Banner Boswell Medical Center

10401 West Thunderbird Blvd, Sun City, AZ · Banner Health · · NPI 1952560914

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$36.29

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$168.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.81 with Cigna Healthcare of Arizona, Inc. vs $146.13 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $34.81 ↓ -4%
Wellpoint Medicare Advantage HMO $34.81 ↓ -4%
UPMC Health Plan Medicare Advantage $34.81 ↓ -4%
United Healthcare Medicare Advantage $34.81 ↓ -4%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $34.81 ↓ -4%
Aetna Medicare Advantage $34.81 ↓ -4%
Mercy Care Mercy Medicaid $34.81 ↓ -4%
Mercy Care Mercy Care Advantage $34.81 ↓ -4%
Arizona Physicians IPA Medicaid $34.81 ↓ -4%
Arizona Physicians IPA Medicare Advantage $34.81 ↓ -4%
Health Choice Arizona, Inc. Medicaid $34.81 ↓ -4%
Care 1st Medicare Advantage $34.81 ↓ -4%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $34.81 ↓ -4%
Gila River Health Care Corporation Managed Care Program $34.81 ↓ -4%
Banner Health Medicare Advantage $34.81 ↓ -4%
Banner University Health Plan AZ Medicaid - AHCCCS $34.81 ↓ -4%
Banner University Health Plan University Care Advantage $34.81 ↓ -4%
Kaiser Foundation Health Plan Medicare Advantage $34.81 ↓ -4%
Humana Medicare Advantage $34.81 ↓ -4%
Health Net Medicare $34.81 ↓ -4%
Health Net Medicaid $34.81 ↓ -4%
Health Choice Arizona, Inc. Medicare Advantage $34.81 ↓ -4%
Blue Cross Blue Shield of Arizona Medicare Advantage $34.81 ↓ -4%
Devoted Health Services Medicare Advantage $36.55 ↑ +1%
Carelon Medicare Advantage $36.55 ↑ +1%
Arizona Priority Care Medicare Advantage $38.29 ↑ +6%
Gold Kidney Health Plan Medicare Advantage $38.29 ↑ +6%
Aetna Qualified Health Plan $47.34 ↑ +30%
United Healthcare Individual Exchange $48.73 ↑ +34%
Health Net Commerical Exchange Product $51.52 ↑ +42%
Health Choice Arizona, Inc. ACA Health Plan $52.22 ↑ +44%
Aetna Banner Employee Plans $56.45 ↑ +56%
Oscar Health Plan Commercial $57.44 ↑ +58%
Hospice of the Valley Medicare $58.80 ↑ +62%
Cigna Healthcare of Arizona, Inc. LocalFlex $61.10 ↑ +68%
United Healthcare UHC Doctor's Plan $64.38 ↑ +77%
Cigna Healthcare of Arizona, Inc. Commercial $67.89 ↑ +87%
United Healthcare UHC Core $71.19 ↑ +96%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $75.60 ↑ +108%
Plotkin Health Plotkin Health $75.60 ↑ +108%
United Healthcare Commercial $78.33 ↑ +116%
Aetna Medical Rental $88.54 ↑ +144%
Quiktrip Corporation Commercial $90.72 ↑ +150%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $103.50 ↑ +185%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $110.40 ↑ +204%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $115.92 ↑ +219%
Aetna Joint Venture $116.89 ↑ +222%
Aetna Designated Group $124.20 ↑ +242%
Provider Network of America Commercial $126.00 ↑ +247%
Arizona Medical Network Commercial $134.40 ↑ +270%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $138.00 ↑ +280%
Blue Cross Blue Shield of Arizona Commercial $138.00 ↑ +280%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $138.00 ↑ +280%
Aetna Broad Network $146.13 ↑ +303%

Visitor-reported prices

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Chrom analysis at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $34.26 $19.46 – $107.03
Banner University Medical Center Phoenix Phoenix $41.50 $34.81 – $126.00
Banner University Medical Center Tucson Tucson $35.03 $34.81 – $114.40
Banner University Medical Center South Tucson $33.75 $34.81 – $114.40
Banner Baywood Medical Center Mesa $35.78 $34.81 – $126.00
Banner Casa Grande Medical Center Casa Grande $30.24 $34.81 – $126.00
Banner Del Webb Medical Center Sun City West $34.61 $34.81 – $134.40
Banner Desert Medical Center Mesa $46.87 $34.81 – $126.00

All Arizona hospitals for this procedure →