Bone marrow biopsyneedle/trocar 38221 at Chandler Regional Medical Center

1955 W Frye Rd, Chandler, AZ · CommonSpirit Health · · NPI 1700910189

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$800.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,988.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$73.31 with United vs $3,590.33 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $73.31 ↓ -91%
Health Choice Medicaid|All Plans $73.31 ↓ -91%
Aetna Medicare|All Plans $152.66 ↓ -81%
First Health Medicare|All Plans $152.66 ↓ -81%
Care 1st Medicare|All Plans $152.66 ↓ -81%
Humana Medicare|All Plans $152.66 ↓ -81%
Cigna Medicare|All Plans $152.66 ↓ -81%
BCBS - AZ Medicare|All Plans $152.66 ↓ -81%
Health Choice Medicare|All Plans $152.66 ↓ -81%
Mercy Care Plan Medicaid|All Plans $152.66 ↓ -81%
Mercy Care Plan Medicare|All Plans $152.66 ↓ -81%
United Medicare|All Plans $156.48 ↓ -80%
United Commercial|DignityHealthEmployee $418.32 ↓ -48%
First Health Commercial|All Plans $1,613.52 ↑ +101%
BCBS - AZ Commercial|MaricopaFocus $1,813.22 ↑ +126%
BCBS - AZ Commercial|Neighborhood $1,813.22 ↑ +126%
Cigna Commercial|Exchange $1,975.00 ↑ +147%
Cigna Commercial|LocalPlus SureFit $2,114.00 ↑ +164%
BCBS - AZ Commercial|All Other Plans $2,417.46 ↑ +202%
MultiPlan Commercial|All Plans $2,509.92 ↑ +213%
Cigna Commercial|All Other Plans $2,782.00 ↑ +247%
BCBS - AZ Commercial|Workers Comp $3,590.33 ↑ +348%

Visitor-reported prices

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Bone marrow biopsyneedle/trocar 38221 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Ocotillo Medical Center Chandler $815.41 $361.60 – $1,899.57
Mercy Gilbert Medical Center Gilbert $735.05 $73.31 – $2,300.76
Banner University Medical Center Phoenix Phoenix $936.54 $361.60 – $2,331.29
Banner University Medical Center Tucson Tucson $656.30 $361.60 – $2,331.29
Banner University Medical Center South Tucson $952.82 $361.60 – $2,331.29
Banner Baywood Medical Center Mesa $618.34 $361.60 – $4,018.00
Banner Boswell Medical Center Sun City $522.51 $361.60 – $1,899.57
Banner Casa Grande Medical Center Casa Grande $500.82 $361.60 – $2,331.29

All Arizona hospitals for this procedure →